The ultimate payment acceptance program designed with our members in mind.
TAILORED MEMBER PRICING
3-Tiered Amex Price Structure
This rate structure is significantly lower than any other Amex program and is by dollar volume Per Sale:
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Tier 1 - up to $400: 2.00%
Tier 2 - $400 to $7,500: 2.30%
Tier 3 - Over $7,500: 2.69%
*Note: Amex charges an additional .30% for Non-Swiped Sales
Choose A Pricing Plan
That Works For Your Business
We don’t just promise low rates and fees; we deliver them! HFA members can select a custom rates program that is designed for High Ticket Merchants and fits their needs.
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0%
Surcharge or Dual Pricing Rate Structure
Visa Certified Surcharge and Dual Pricing Programs that will Eliminates Processing fees.
Transparent Pricing, Real Savings
Interchange + Rate Structure
A transparent interchange-plus model that offers the lowest rates with no hidden fees. You pay the direct processing cost plus a small fixed margin for fair and predictable pricing.
Tired of paying 3% for your processing?
Your HFA Member Benefits help you save more on every transaction.
THE MEMBERS'
ADVANTAGE
Exclusive Rate Structure
Unlock significant savings with exclusive Low AMEX rates and the lowest V/MC/D rate structure designed specifically for HFA Members.
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​This HFA “Member Only” program is designed specifically for high-ticket, high-volume merchants.
Fixed Rates for Life
Say goodbye to hidden fees and rate hikes. With our merchant services program, your rate stays fixed for the life of your account.
You don’t have to worry about rates creeping up over time.
Same or Next Day Funding
Our Same or Next-Day funding options ensure that your funds are available when you need them, giving you the flexibility to manage expenses, seize opportunities, and keep your business thriving.
No Contracts
Enjoy the freedom of flexible, month-to-month service with no long-term commitment.
Stay with us because you want to, not because you have to.
Free Equipment
Get started with no upfront costs!
Our free equipment program provides you with the tools you need to start processing payments right away.
No Risk Rate Review
Members get a complimentary, no-risk rate review to ensure they’re getting the best deal.
Average savings is over $6,000 per year!
ADVANCED
BUSINESS
TOOLS
Empowering Your Business Growth
Utilize solutions far beyond payment processing to optimize your business operations and grow your revenue. Benefit from full integration with QuickBooks and AVB Marketing Website Gateway, as well as Electronic Invoicing, Pay by Text, Link, or QR—all integrated into one platform to help your business grow.
Electronic Invoicing
Invoice customers right in their inbox and enable them to submit payment with just a few clicks.
QuickBooks SyncPay
Process transactions, create appropriate accounting entries, or mark transactions paid right within the QuickBooks environment.
avbmarketing
Complete and seamless integration with your abv website.
TXT2PAY®
Easily request and receive payments via text. A fast, safe, and simple option that decreases transaction time and improves customer satisfaction.
iProcess
Accept EMV card payments on a phone or tablet with our iProcess turnkey mobile application for Apple or Android devices and benefit from Swiped Rates in the field.
Fraud Prevention
Outsmart fraudsters with Fraud Prevention, our rule-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.
FREEDOM OF CHOICE
Accept Any Payment, Anywhere
Whether in a store, online, by email or Text, or on the go, our smart terminals and gateway solutions allows HFA members to capitalize on modern features like ACH payments, Mobile processing, Digital wallets, Card Not Present sales at the lowest possible pricing, and more
Online Payments
OnSite Payments
In Store Payments
POWER OF
DATA
Driving Data To Value
Gain full visibility into your business with robust, easy-to-use reporting tools. Track transactions, monitor performance, and uncover insights that drive smarter decisions. With detailed reports at your fingertips, you'll have the data you need to optimize every aspect of your payment operations.
SEAMLESS ONBOARDING IN FOUR STEPS
Submit 2 Months of Statements
Upload 2 months of your most recent processing statements for a quick evaluation.
Receive an Exact Savings Analysis
We'll provide a detailed breakdown of how much you will save within 48 hours.
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Complete Your Application
Once you’re ready, complete the simple application process to get started.
Receive Portal Info & Integration Support
After approval, you’ll receive your portal credentials, and we’ll assist with any necessary integrations to ensure a smooth transition.
Copyright © 2024 Betterpay. All Rights Reserved.
The FHA Payment Program is powered by Betterpay Group LLC; a registered ISO of Citizens Bank, N.A., Providence, RI, and of Esquire Bank, N.A., Jericho NY.