Authorization
POST /v5/payments/auth
Before you integrate
When supplying a payment descriptor URL, use HTTPS. This requirement appears in the field description and is not conveyed by a plain string type in the structural schema. Supported descriptor and recurring-payment values can depend on the processor; verify the relevant account configuration. Process a token on your server Interpret payment outcomes
Environment and operation
Use this endpoint contract with the account and environment assigned to your integration. Values in angle brackets are placeholders. This reference does not execute requests. Documented server https://sandbox.nmi.com/api
Request language templates
Original transport templates derived from this endpoint’s documented method, server, authentication and media type. Replace path/query/credential placeholders with authorized sandbox values. These examples print the raw status and response; they do not infer business success or retry a request. Save one valid request variant from the fields/examples below as request.json. Do not combine mutually exclusive variants. The payload is deliberately not fabricated from schema defaults. Node requires a runtime with fetch; PHP requires cURL. Generated source-based examples have not been executed against provider accounts. curl --request POST \ --url 'https://sandbox.nmi.com/api/v5/payments/auth' \ --header 'Authorization: <merchantApiKey>' \ --header 'Content-Type: application/json' \ --data-binary '@request.json' import { readFile } from 'node:fs/promises'; const body = await readFile('request.json', 'utf8'); const response = await fetch("https://sandbox.nmi.com/api/v5/payments/auth", { method: 'POST', headers: { "Authorization": "<merchantApiKey>", "Content-Type": "application/json" }, body }); console.log(response.status, await response.text()); from urllib.request import Request, urlopen from urllib.error import HTTPError from pathlib import Path request = Request('https://sandbox.nmi.com/api/v5/payments/auth', method='POST', headers={'Authorization': '<merchantApiKey>', 'Content-Type': 'application/json'}, data=Path('request.json').read_bytes()) try: with urlopen(request, timeout=30) as response: print(response.status, response.read().decode()) except HTTPError as error: print(error.code, error.read().decode()) require 'net/http' require 'uri' uri = URI("https://sandbox.nmi.com/api/v5/payments/auth") request = Net::HTTP::Post.new(uri) request["Authorization"] = "<merchantApiKey>" request["Content-Type"] = "application/json" request.body = File.binread('request.json') response = Net::HTTP.start(uri.hostname, uri.port, use_ssl: uri.scheme == 'https', read_timeout: 30) { |http| http.request(request) } puts response.code puts response.body <?php $curl = curl_init('https://sandbox.nmi.com/api/v5/payments/auth'); curl_setopt_array($curl, [ CURLOPT_CUSTOMREQUEST => 'POST', CURLOPT_RETURNTRANSFER => true, CURLOPT_TIMEOUT => 30, CURLOPT_HTTPHEADER => ['Authorization: <merchantApiKey>', 'Content-Type: application/json'], CURLOPT_POSTFIELDS => file_get_contents('request.json') ]); $response = curl_exec($curl); if ($response === false) { throw new RuntimeException(curl_error($curl)); } echo curl_getinfo($curl, CURLINFO_HTTP_CODE), PHP_EOL, $response; curl_close($curl);
Request route
Process an authorization for a payment. Use in conjunction with the capture endpoint to prepare the payment for settlement. POST /v5/payments/auth Security scheme Type Credential location Scopes merchantApiKey apiKey header Authorization No scopes declared on this operation
Request body
Use the declared media type: application/json. Required flags below apply within the selected object or variant. Read the workflow notes before choosing a variant. Field Type Required Description Constraints [allOf 1].[allOf 1].amount number yes Total amount to be charged. Format: `x.xx` [allOf 1].[allOf 1].surcharge number no Surcharge amount. Format: `x.xx` minimum: 0 [allOf 1].[allOf 1].convenience_fee number no Convenience fee amount. Format: `x.xx` minimum: 0 [allOf 1].[allOf 1].misc_fee number no Miscellaneous fee amount. Format: `x.xx` minimum: 0 [allOf 1].[allOf 1].misc_fee_name string no Custom miscellaneous fee name. Default: `Miscellaneous Fee` maxLength: 50 [allOf 1].[allOf 1].tip number no The final tip amount, included in the payment. Format: `x.xx` minimum: 0 [allOf 1].[allOf 1].currency string no The ISO 4217 currency code. Example: `USD` minLength: 3; maxLength: 3 [allOf 1].[allOf 1].processor_id string no If using multiple processors, route to the specified processor ID. Omit for default processor or when using a single processor. maxLength: 50 [allOf 1].[allOf 1].dup_seconds integer no Sets the time in seconds for duplicate checking on supported processors. Set to 0 to disable duplicate checking minimum: 0; maximum: 7862400 [allOf 1].[allOf 1].transaction_session_id string no A single use session ID used by Kount to link the payment and Data Collector information together minLength: 32; maxLength: 32 [allOf 1].[allOf 1].customer_receipt boolean no If set to true, when the customer is charged, they will be sent a receipt [allOf 1].[allOf 1].pinless_debit_override boolean no Set to true if you have Pinless Debit Conversion enabled but want to opt out for this payment [allOf 1].[allOf 1].industry string no Industry type for the payment enum: ["retail", "restaurant", "ecommerce", "moto", "lodging"] [allOf 1].[allOf 1].signature_image string no Base64 encoded signature image [allOf 1].[allOf 1].network_tokenize boolean no Enable network tokenization [allOf 1].[allOf 1].partial_payments string no `settle_partial`: Settles any amount of tender collected at cut off. `payment_in_full`: Required that any split tendered payment is collected in-full before settlement gets initiated enum: ["settle_partial", "payment_in_full"] [allOf 1].[allOf 1].partial_payment_id string no A numeric identifier which is used when submitting subsequent payments for partial payments maxLength: 50 [allOf 1].[allOf 1].billing_address object no Billing address for a payment transaction request. [allOf 1].[allOf 1].billing_address.method string no Recurring or installment classification for the processor. - `initial_recurring`: First transaction in a recurring sequence only. - `recurring`: Later charges in that sequence. - `installment`: Installment transactions; use `number` and `total` on supported processors. Which values apply depends on the processor. enum: ["initial_recurring", "recurring", "installment"] [allOf 1].[allOf 1].billing_address.number integer no Specify installment billing number, on supported processors. For use when `billing.method` is set to "installment" minimum: 0; maximum: 99 [allOf 1].[allOf 1].billing_address.total number no Specify installment billing total on supported processors. For use when `billing.method` is set to "installment" minimum: 0 [allOf 1].[allOf 1].billing_address.first_name string no Cardholder's first name maxLength: 50 [allOf 1].[allOf 1].billing_address.last_name string no Cardholder's last name maxLength: 50 [allOf 1].[allOf 1].billing_address.company string no Cardholder's company maxLength: 100 [allOf 1].[allOf 1].billing_address.address1 string no Card billing address maxLength: 100 [allOf 1].[allOf 1].billing_address.address2 string no Card billing address, line 2 maxLength: 100 [allOf 1].[allOf 1].billing_address.city string no Card billing city maxLength: 50 [allOf 1].[allOf 1].billing_address.state string no Card billing state. Format: `CC` maxLength: 50 [allOf 1].[allOf 1].billing_address.zip string no Card billing zip code maxLength: 20 [allOf 1].[allOf 1].billing_address.country string no Card billing country. Country codes are as shown in ISO 3166-1 alpha-2. Format: `CC` maxLength: 2 [allOf 1].[allOf 1].billing_address.phone string no Billing phone number [allOf 1].[allOf 1].billing_address.email string no Billing email address format: "email" [allOf 1].[allOf 1].billing_address.fax string no Billing fax number maxLength: 50 [allOf 1].[allOf 1].billing_address.cell_phone string no Billing cell phone number [allOf 1].[allOf 1].billing_address.website string no Website (invoice-specific field) maxLength: 255 [allOf 1].[allOf 1].billing_address.drivers_license_number string no Driver's license number maxLength: 20 [allOf 1].[allOf 1].billing_address.drivers_license_dob string no Driver's license date of birth. Format: `YYYY-MM-DD` pattern: "^\\d{4}-\\d{2}-\\d{2}$" [allOf 1].[allOf 1].billing_address.drivers_license_state string no Driver's license state. Format: `CC` maxLength: 2 [allOf 1].[allOf 1].billing_address.payment_details variant no Payment method details. Exactly one variant: raw card data, ACH (check) data, **payment_token**, wallet payloads, or **retail card-present** data from a card reader. Do not combine fields from different variants. [allOf 1].[allOf 1].billing_address.payment_details.[Credit card].card_number string yes Credit card number [allOf 1].[allOf 1].billing_address.payment_details.[Credit card].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 1].billing_address.payment_details.[Credit card].card_cvv string no The card security code. maxLength: 4 [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 2].track_1 string yes Raw magnetic stripe data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 2].track_2 string yes Raw magnetic stripe data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 2].track_3 string no Raw magnetic stripe data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 3].magnesafe_track_1 string yes Raw MagTek Magensa data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 3].magnesafe_track_2 string yes Raw MagTek Magensa data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 3].magnesafe_magneprint string no Raw MagTek Magensa data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 3].magnesafe_ksn string no Raw MagTek Magensa data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 3].magnesafe_magneprint_status string no Raw MagTek Magensa data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 4].encrypted_track_1 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 4].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 4].encrypted_track_3 string no Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 4].encrypted_ksn string no Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 5].encrypted_data string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].entry_mode string yes The type of transaction data to be processed. enum: ["emv_icc"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].emv_auth_request_data string yes EMV data for the transaction as received from the EMV chip card SDK. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].verification_method string yes Method used to verify the EMV transaction. enum: ["signature", "offline_pin", "offline_pin_signature", "none"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 6].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 7].entry_mode string yes The type of transaction data to be processed. enum: ["swiped", "swiped_emv_fallback"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 7].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 7].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 7].encrypted_track_1 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 7].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 8].entry_mode string yes The type of transaction data to be processed. enum: ["nfc_msd"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 8].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 8].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 8].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 9].entry_mode string yes The type of transaction data to be processed. enum: ["keyed"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 9].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 9].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 9].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 1].billing_address.payment_details.[oneOf 10].encrypted_payment string yes Encrypted payment blob returned by the Mobile SDK. [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].check_name string yes The name on the customer's ACH account maxLength: 50 [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].check_aba number yes The customer's bank routing number [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].check_account number yes The customer's bank account number [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].account_type string yes The type of ACH account the customer has enum: ["checking", "savings"] [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].account_holder_type string yes The type of ACH account the customer has enum: ["personal", "business"] [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].sec_code string yes The Standard Entry Class code of the ACH transaction enum: ["PPD", "WEB", "TEL", "CCD", "POP", "RCK"] [allOf 1].[allOf 1].billing_address.payment_details.[ACH / check].check_number string no Check number maxLength: 20 [allOf 1].[allOf 1].billing_address.payment_details.[Payment token].payment_token string yes The tokenized version of the customer's card or check information [allOf 1].[allOf 1].billing_address.payment_details.[Apple Pay].applepay_payment_data string yes The encrypted token created when integration directly to the Apple Pay SDK [allOf 1].[allOf 1].billing_address.payment_details.[Google Pay].googlepay_payment_data string yes The encrypted token created when integration directly to the Google Pay SDK [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Apple Pay].decrypted_applepay_data boolean yes Set to `true` when submitting merchant-decrypted Apple Pay data. enum: [true] [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Apple Pay].card_number string yes Credit card number [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Apple Pay].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Google Pay].decrypted_googlepay_data boolean yes Set to `true` when submitting merchant-decrypted Google Pay data. enum: [true] [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Google Pay].card_number string yes Credit card number [allOf 1].[allOf 1].billing_address.payment_details.[Decrypted Google Pay].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 1].billing_address.cardholder_auth object no Cardholder authentication data. Use the 3-D Secure variant for EMV authentication results. Use the Decrypted wallet variant for merchant-decrypted Apple Pay or Google Pay, which relays the cryptogram and ECI to the 3-D Secure fields. [allOf 1].[allOf 1].billing_address.cardholder_auth.[3-D Secure].status string yes Set 3D Secure condition. Value used to determine E-commerce indicator (ECI). enum: ["verified", "attempted"] [allOf 1].[allOf 1].billing_address.cardholder_auth.[3-D Secure].cavv string yes Cardholder authentication verification value from the 3-D Secure authentication response. Format: base64 encoded. maxLength: 50 [allOf 1].[allOf 1].billing_address.cardholder_auth.[3-D Secure].xid string no Cardholder authentication transaction id. Format: base64 encoded. maxLength: 50 [allOf 1].[allOf 1].billing_address.cardholder_auth.[3-D Secure].three_ds_version string no 3DSecure version (for example `2.1.0` or `2.2.0`). maxLength: 10 [allOf 1].[allOf 1].billing_address.cardholder_auth.[3-D Secure].directory_server_id string no Directory Server Transaction ID from 3DSecure 2.0 authentication. Format: xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx maxLength: 50 [allOf 1].[allOf 1].billing_address.cardholder_auth.[Decrypted wallet (Apple Pay / Google Pay)].cavv string yes Wallet payment cryptogram (submitted in the repurposed 3-D Secure `cavv` field). maxLength: 50 [allOf 1].[allOf 1].billing_address.cardholder_auth.[Decrypted wallet (Apple Pay / Google Pay)].eci string no Electronic Commerce Indicator from the wallet payment data (submitted in the repurposed 3-D Secure `eci` field). maxLength: 10 [allOf 1].[allOf 1].shipping_address object no Shipping address and information [allOf 1].[allOf 1].shipping_address.id string no Shipping address ID (max 32 characters). Generated if omitted on create. maxLength: 32 [allOf 1].[allOf 1].shipping_address.first_name string no Shipping first name maxLength: 50 [allOf 1].[allOf 1].shipping_address.last_name string no Shipping last name maxLength: 50 [allOf 1].[allOf 1].shipping_address.company string no Shipping company maxLength: 100 [allOf 1].[allOf 1].shipping_address.address1 string no Shipping address maxLength: 100 [allOf 1].[allOf 1].shipping_address.address2 string no Shipping address, line 2 maxLength: 100 [allOf 1].[allOf 1].shipping_address.city string no Shipping city maxLength: 50 [allOf 1].[allOf 1].shipping_address.state string no Shipping state. maxLength: 50 [allOf 1].[allOf 1].shipping_address.zip string no Shipping zip code maxLength: 20 [allOf 1].[allOf 1].shipping_address.country string no ISO 3166-1 alpha-2 country code. Example: `US` maxLength: 2 [allOf 1].[allOf 1].shipping_address.email string no Shipping email address format: "email" [allOf 1].[allOf 1].shipping_address.carrier string no Shipping carrier enum: ["ups", "fedex", "dhl", "usps"] [allOf 1].[allOf 1].order_details object no Order details and line items [allOf 1].[allOf 1].order_details.template_id string no Order template ID maxLength: 50 [allOf 1].[allOf 1].order_details.description string no Order description maxLength: 100 [allOf 1].[allOf 1].order_details.id string no Order ID (for payment requests) maxLength: 50 [allOf 1].[allOf 1].order_details.order_id string no Order ID (for invoice requests and responses) maxLength: 255 [allOf 1].[allOf 1].order_details.customer_id string no Customer ID (invoice-specific) maxLength: 255 [allOf 1].[allOf 1].order_details.customer_tax_id string no Customer tax ID (invoice-specific) maxLength: 255 [allOf 1].[allOf 1].order_details.tax number no Tax amount minimum: 0 [allOf 1].[allOf 1].order_details.shipping number no Shipping amount minimum: 0 [allOf 1].[allOf 1].order_details.po_number string no Purchase order number (maxLength 50 for payments, 255 for invoices) maxLength: 255 [allOf 1].[allOf 1].order_details.shipping_postal_code string no Shipping postal code maxLength: 20 [allOf 1].[allOf 1].order_details.ship_from_postal_code string no Ship from postal code maxLength: 20 [allOf 1].[allOf 1].order_details.summary_commodity_code string no Summary commodity code maxLength: 50 [allOf 1].[allOf 1].order_details.duty_amount number no Duty amount minimum: 0 [allOf 1].[allOf 1].order_details.discount_amount number no Discount amount minimum: 0 [allOf 1].[allOf 1].order_details.national_tax_amount number no National tax amount minimum: 0 [allOf 1].[allOf 1].order_details.alternate_tax_amount number no Alternate tax amount minimum: 0 [allOf 1].[allOf 1].order_details.alternate_tax_id string no Alternate tax ID maxLength: 50 [allOf 1].[allOf 1].order_details.vat_tax_amount number no VAT tax amount minimum: 0 [allOf 1].[allOf 1].order_details.vat_tax_rate number no VAT tax rate minimum: 0 [allOf 1].[allOf 1].order_details.vat_invoice_reference_number string no VAT invoice reference number maxLength: 50 [allOf 1].[allOf 1].order_details.customer_vat_registration string no Customer VAT registration maxLength: 50 [allOf 1].[allOf 1].order_details.merchant_vat_registration string no Merchant VAT registration maxLength: 50 [allOf 1].[allOf 1].order_details.order_date string no Order date format: "date" [allOf 1].[allOf 1].order_details.order_description string no Order description (maxLength 255 for both payments and invoices) maxLength: 255 [allOf 1].[allOf 1].order_details.ip_address string no IP address of cardholder (IPv4 or IPv6). Format validated as IP address [allOf 1].[allOf 1].order_details.line_items array no [allOf 1].[allOf 1].order_details.line_items[].product_code string no Product code maxLength: 50 [allOf 1].[allOf 1].order_details.line_items[].description string no Line item description maxLength: 255 [allOf 1].[allOf 1].order_details.line_items[].commodity_code string no Commodity code maxLength: 50 [allOf 1].[allOf 1].order_details.line_items[].unit_of_measure string no Unit of measure maxLength: 50 [allOf 1].[allOf 1].order_details.line_items[].unit_cost number no Unit cost minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].quantity integer no Quantity minimum: 0; maximum: 999999 [allOf 1].[allOf 1].order_details.line_items[].total_amount number no Total amount minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].tax_amount number no Tax amount minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].tax_rate number no Tax rate minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].discount_amount number no Discount amount minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].discount_rate number no Discount rate minimum: 0 [allOf 1].[allOf 1].order_details.line_items[].tax_type string no Tax type maxLength: 50 [allOf 1].[allOf 1].order_details.line_items[].alternate_tax_id string no Alternate tax ID maxLength: 50 [allOf 1].[allOf 1].payment_facilitator object no Payment facilitator information for submerchant transactions [allOf 1].[allOf 1].payment_facilitator.id string no Payment facilitator ID maxLength: 50 [allOf 1].[allOf 1].payment_facilitator.submerchant_id string no Submerchant ID maxLength: 255 [allOf 1].[allOf 1].payment_facilitator.submerchant_name string no Submerchant name maxLength: 255 [allOf 1].[allOf 1].payment_facilitator.submerchant_address string no Submerchant address maxLength: 50 [allOf 1].[allOf 1].payment_facilitator.submerchant_city string no Submerchant city maxLength: 50 [allOf 1].[allOf 1].payment_facilitator.submerchant_state string no Submerchant state maxLength: 20 [allOf 1].[allOf 1].payment_facilitator.submerchant_postal string no Submerchant postal code maxLength: 20 [allOf 1].[allOf 1].payment_facilitator.submerchant_country string no Submerchant country maxLength: 2 [allOf 1].[allOf 1].payment_facilitator.submerchant_phone string no Submerchant phone [allOf 1].[allOf 1].payment_facilitator.submerchant_email string no Submerchant email format: "email" [allOf 1].[allOf 1].payment_descriptor object no Payment descriptor information for transaction statements [allOf 1].[allOf 1].payment_descriptor.descriptor string no Payment descriptor maxLength: 255 [allOf 1].[allOf 1].payment_descriptor.phone string no Payment descriptor phone [allOf 1].[allOf 1].payment_descriptor.address string no Payment descriptor address maxLength: 255 [allOf 1].[allOf 1].payment_descriptor.city string no Payment descriptor city maxLength: 50 [allOf 1].[allOf 1].payment_descriptor.state string no Payment descriptor state maxLength: 50 [allOf 1].[allOf 1].payment_descriptor.postal_code string no Payment descriptor postal code maxLength: 20 [allOf 1].[allOf 1].payment_descriptor.country string no Payment descriptor country maxLength: 2 [allOf 1].[allOf 1].payment_descriptor.mcc string no Merchant category code maxLength: 4 [allOf 1].[allOf 1].payment_descriptor.merchant_id string no Merchant ID maxLength: 50 [allOf 1].[allOf 1].payment_descriptor.url string no Merchant URL (must be HTTPS) minLength: 1; pattern: "^https://"; format: "uri" [allOf 1].[allOf 1].cardholder_auth object no Cardholder authentication data. Use the 3-D Secure variant for EMV authentication results. Use the Decrypted wallet variant for merchant-decrypted Apple Pay or Google Pay, which relays the cryptogram and ECI to the 3-D Secure fields. [allOf 1].[allOf 1].cardholder_auth.[3-D Secure].status string yes Set 3D Secure condition. Value used to determine E-commerce indicator (ECI). enum: ["verified", "attempted"] [allOf 1].[allOf 1].cardholder_auth.[3-D Secure].cavv string yes Cardholder authentication verification value from the 3-D Secure authentication response. Format: base64 encoded. maxLength: 50 [allOf 1].[allOf 1].cardholder_auth.[3-D Secure].xid string no Cardholder authentication transaction id. Format: base64 encoded. maxLength: 50 [allOf 1].[allOf 1].cardholder_auth.[3-D Secure].three_ds_version string no 3DSecure version (for example `2.1.0` or `2.2.0`). maxLength: 10 [allOf 1].[allOf 1].cardholder_auth.[3-D Secure].directory_server_id string no Directory Server Transaction ID from 3DSecure 2.0 authentication. Format: xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx maxLength: 50 [allOf 1].[allOf 1].cardholder_auth.[Decrypted wallet (Apple Pay / Google Pay)].cavv string yes Wallet payment cryptogram (submitted in the repurposed 3-D Secure `cavv` field). maxLength: 50 [allOf 1].[allOf 1].cardholder_auth.[Decrypted wallet (Apple Pay / Google Pay)].eci string no Electronic Commerce Indicator from the wallet payment data (submitted in the repurposed 3-D Secure `eci` field). maxLength: 10 [allOf 1].[allOf 1].merchant_defined_fields object no Custom fields configured in the merchant control panel under Settings → Merchant Defined Fields (`field_1` through `field_20`). [allOf 1].[allOf 1].merchant_defined_fields.field_1 string no Merchant defined field 1 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_2 string no Merchant defined field 2 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_3 string no Merchant defined field 3 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_4 string no Merchant defined field 4 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_5 string no Merchant defined field 5 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_6 string no Merchant defined field 6 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_7 string no Merchant defined field 7 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_8 string no Merchant defined field 8 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_9 string no Merchant defined field 9 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_10 string no Merchant defined field 10 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_11 string no Merchant defined field 11 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_12 string no Merchant defined field 12 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_13 string no Merchant defined field 13 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_14 string no Merchant defined field 14 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_15 string no Merchant defined field 15 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_16 string no Merchant defined field 16 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_17 string no Merchant defined field 17 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_18 string no Merchant defined field 18 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_19 string no Merchant defined field 19 maxLength: 255 [allOf 1].[allOf 1].merchant_defined_fields.field_20 string no Merchant defined field 20 maxLength: 255 [allOf 1].[allOf 1].cit_mit object no Credential on File information [allOf 1].[allOf 1].cit_mit.initiated_by string no Whether the transaction was initiated by the customer or merchant enum: ["customer", "merchant"] [allOf 1].[allOf 1].cit_mit.initial_transaction_id string no Initial payment ID from the stored credentials payment request. Used on subsequent follow up payments. [allOf 1].[allOf 1].cit_mit.stored_credential_indicator string no Stored credential indicator enum: ["stored", "used"] [allOf 1].[allOf 2].[Inline payment details].payment_details variant yes Payment method details. Exactly one variant: raw card data, ACH (check) data, **payment_token**, wallet payloads, or **retail card-present** data from a card reader. Do not combine fields from different variants. [allOf 1].[allOf 2].[Inline payment details].payment_details.[Credit card].card_number string yes Credit card number [allOf 1].[allOf 2].[Inline payment details].payment_details.[Credit card].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 2].[Inline payment details].payment_details.[Credit card].card_cvv string no The card security code. maxLength: 4 [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 2].track_1 string yes Raw magnetic stripe data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 2].track_2 string yes Raw magnetic stripe data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 2].track_3 string no Raw magnetic stripe data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 3].magnesafe_track_1 string yes Raw MagTek Magensa data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 3].magnesafe_track_2 string yes Raw MagTek Magensa data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 3].magnesafe_magneprint string no Raw MagTek Magensa data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 3].magnesafe_ksn string no Raw MagTek Magensa data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 3].magnesafe_magneprint_status string no Raw MagTek Magensa data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 4].encrypted_track_1 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 4].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 4].encrypted_track_3 string no Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 4].encrypted_ksn string no Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 5].encrypted_data string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].entry_mode string yes The type of transaction data to be processed. enum: ["emv_icc"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].emv_auth_request_data string yes EMV data for the transaction as received from the EMV chip card SDK. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].verification_method string yes Method used to verify the EMV transaction. enum: ["signature", "offline_pin", "offline_pin_signature", "none"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 6].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 7].entry_mode string yes The type of transaction data to be processed. enum: ["swiped", "swiped_emv_fallback"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 7].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 7].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 7].encrypted_track_1 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 7].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 8].entry_mode string yes The type of transaction data to be processed. enum: ["nfc_msd"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 8].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 8].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 8].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 9].entry_mode string yes The type of transaction data to be processed. enum: ["keyed"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 9].emv_device string yes The EMV-capable card reader. enum: ["ingenico_rba"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 9].encrypted_ksn string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 9].encrypted_track_2 string yes Raw encrypted data. [allOf 1].[allOf 2].[Inline payment details].payment_details.[oneOf 10].encrypted_payment string yes Encrypted payment blob returned by the Mobile SDK. [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].check_name string yes The name on the customer's ACH account maxLength: 50 [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].check_aba number yes The customer's bank routing number [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].check_account number yes The customer's bank account number [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].account_type string yes The type of ACH account the customer has enum: ["checking", "savings"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].account_holder_type string yes The type of ACH account the customer has enum: ["personal", "business"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].sec_code string yes The Standard Entry Class code of the ACH transaction enum: ["PPD", "WEB", "TEL", "CCD", "POP", "RCK"] [allOf 1].[allOf 2].[Inline payment details].payment_details.[ACH / check].check_number string no Check number maxLength: 20 [allOf 1].[allOf 2].[Inline payment details].payment_details.[Payment token].payment_token string yes The tokenized version of the customer's card or check information [allOf 1].[allOf 2].[Inline payment details].payment_details.[Apple Pay].applepay_payment_data string yes The encrypted token created when integration directly to the Apple Pay SDK [allOf 1].[allOf 2].[Inline payment details].payment_details.[Google Pay].googlepay_payment_data string yes The encrypted token created when integration directly to the Google Pay SDK [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Apple Pay].decrypted_applepay_data boolean yes Set to `true` when submitting merchant-decrypted Apple Pay data. enum: [true] [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Apple Pay].card_number string yes Credit card number [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Apple Pay].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Google Pay].decrypted_googlepay_data boolean yes Set to `true` when submitting merchant-decrypted Google Pay data. enum: [true] [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Google Pay].card_number string yes Credit card number [allOf 1].[allOf 2].[Inline payment details].payment_details.[Decrypted Google Pay].card_exp string yes Credit card expiration date. Format: `MMYY` [allOf 1].[allOf 2].[Inline payment details].customer_vault object no Store the inline `payment_details` from this request in the customer vault. [allOf 1].[allOf 2].[Inline payment details].customer_vault.add_to_vault boolean yes Set to `true` to store the payment method in the customer vault. [allOf 1].[allOf 2].[Inline payment details].customer_vault.id string no Optional custom customer vault ID (max 36 characters). Generated if omitted. maxLength: 36 [allOf 1].[allOf 2].[Existing customer vault].customer_vault object yes Charge or validate an existing customer vault record. Do not send `payment_details`. [allOf 1].[allOf 2].[Existing customer vault].customer_vault.id string yes Existing customer vault ID (max 36 characters). maxLength: 36 [allOf 1].[allOf 2].[Existing customer vault].customer_vault.billing_id string no Billing profile ID to use. Defaults to the vault priority billing profile if omitted (max 32 characters). maxLength: 32 [allOf 1].[allOf 2].[Existing customer vault].customer_vault.shipping_id string no Shipping profile ID to use. Defaults to the vault priority shipping profile if omitted (max 32 characters). maxLength: 32 { "required": true, "content": { "application/json": { "schema": { "$ref": "#/components/schemas/PaymentAuthRequest" }, "examples": { "withPaymentDetails": { "$ref": "#/components/examples/SaleWithPaymentDetailsExample" }, "usingCustomerVault": { "$ref": "#/components/examples/SaleUsingCustomerVaultExample" }, "usingCustomerVaultBillingId": { "$ref": "#/components/examples/AuthUsingCustomerVaultBillingIdExample" }, "retailIdTechEncryptedSwipe": { "$ref": "#/components/examples/RetailIdTechEncryptedSwipeSaleExample" }, "retailUnencryptedSwipe": { "$ref": "#/components/examples/RetailUnencryptedMagneticStripeSaleExample" } } } } } true
Responses
Match the HTTP status to its response schema below. For financial operations, also inspect the payment outcome before updating your order or retrying. HTTP status Media type Meaning 200 application/json Success 400 application/json Bad Request - Validation Error 401 No response media type declared Unauthorized { "200": { "description": "Success", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/TransactionResponse" } } } }, "400": { "description": "Bad Request - Validation Error", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/ErrorResponse" } } } }, "401": { "description": "Unauthorized" } } true
Response fields · 200 · application/json
Field Type Required Description Constraints object string yes Resource type identifier enum: ["transaction"] id string yes Payment ID type string no Customer's payment type (e.g., 'cc', 'ck', 'cs') amount string no Payment amount. Format: `x.xx` currency string no Payment currency (ISO 4217) auth_code string no Authorization code avs_response string no Address Verification Service response code cvv_response string no Card Verification Value response customer_vault_id string no Customer vault ID associated with the payment status string no Payment status response string no Response code: 1 = approved, 2 = declined, 3 = error enum: ["1", "2", "3"] response_text string no Textual description of the operation's result response_code string no Processor response code processor_id string no Processor ID used for the payment created_date string no Payment creation date in UTC ISO 8601 format format: "date-time" updated_date string no Payment last update date in UTC ISO 8601 format format: "date-time" signature_image string no Base64 encoded cardholder signature image. Omitted when no signature was captured. Returned on get and list when the payment was loaded with signature data. merchant_defined_fields object no Custom fields configured in the merchant control panel under Settings → Merchant Defined Fields (`field_1` through `field_20`). merchant_defined_fields.field_1 string no Merchant defined field 1 maxLength: 255 merchant_defined_fields.field_2 string no Merchant defined field 2 maxLength: 255 merchant_defined_fields.field_3 string no Merchant defined field 3 maxLength: 255 merchant_defined_fields.field_4 string no Merchant defined field 4 maxLength: 255 merchant_defined_fields.field_5 string no Merchant defined field 5 maxLength: 255 merchant_defined_fields.field_6 string no Merchant defined field 6 maxLength: 255 merchant_defined_fields.field_7 string no Merchant defined field 7 maxLength: 255 merchant_defined_fields.field_8 string no Merchant defined field 8 maxLength: 255 merchant_defined_fields.field_9 string no Merchant defined field 9 maxLength: 255 merchant_defined_fields.field_10 string no Merchant defined field 10 maxLength: 255 merchant_defined_fields.field_11 string no Merchant defined field 11 maxLength: 255 merchant_defined_fields.field_12 string no Merchant defined field 12 maxLength: 255 merchant_defined_fields.field_13 string no Merchant defined field 13 maxLength: 255 merchant_defined_fields.field_14 string no Merchant defined field 14 maxLength: 255 merchant_defined_fields.field_15 string no Merchant defined field 15 maxLength: 255 merchant_defined_fields.field_16 string no Merchant defined field 16 maxLength: 255 merchant_defined_fields.field_17 string no Merchant defined field 17 maxLength: 255 merchant_defined_fields.field_18 string no Merchant defined field 18 maxLength: 255 merchant_defined_fields.field_19 string no Merchant defined field 19 maxLength: 255 merchant_defined_fields.field_20 string no Merchant defined field 20 maxLength: 255 payment_details object no Payment method details (card or check) payment_details.card_number string no Masked credit card number payment_details.card_exp string no Credit card expiration date. Format: `MMYY` payment_details.card_hash string no Card hash payment_details.card_type string no Card type (e.g., 'Visa', 'Mastercard') payment_details.card_bin string no Card BIN (Bank Identification Number) payment_details.entry_mode string no Entry mode payment_details.cavv string no Cardholder Authentication Verification Value payment_details.cavv_result string no CAVV result payment_details.xid string no Identifier for 3D Secure payment_details.eci string no Electronic Commerce Indicator payment_details.card_start_date string no Card start date. Format: `MMYY` payment_details.card_issue_number string no Card issue number payment_details.cardholder_auth string no Cardholder authentication payment_details.check_account string no Masked check account number payment_details.check_aba string no Bank routing number payment_details.check_name string no Name on the check payment_details.account_type string no Account type enum: ["checking", "savings"] payment_details.account_holder_type string no Account holder type enum: ["personal", "business"] payment_details.sec_code string no Standard Entry Class code enum: ["PPD", "WEB", "TEL", "CCD", "POP", "RCK"] billing_address object no Billing address information billing_address.first_name string no First name billing_address.last_name string no Last name billing_address.company string no Company name billing_address.address1 string no Address line 1 billing_address.address2 string no Address line 2 billing_address.city string no City billing_address.state string no State or province billing_address.zip string no ZIP or postal code billing_address.country string no Country code (ISO 3166-1 alpha-2) billing_address.phone string no Phone number billing_address.cell_phone string no Cell phone number billing_address.email string no Email address format: "email" billing_address.fax string no Fax number shipping_address object no Shipping address information shipping_address.first_name string no First name shipping_address.last_name string no Last name shipping_address.company string no Company name shipping_address.address1 string no Address line 1 shipping_address.address2 string no Address line 2 shipping_address.city string no City shipping_address.state string no State or province shipping_address.zip string no ZIP or postal code shipping_address.country string no Country code (ISO 3166-1 alpha-2) shipping_address.email string no Email address format: "email" shipping_address.phone string no Phone number shipping_address.fax string no Fax number order_details object no Order details order_details.order_id string no Order ID order_details.ip_address string no IP address of cardholder order_details.order_description string no Order description order_details.customer_id string no Customer ID order_details.customer_tax_id string no Customer tax ID order_details.tax string no Tax amount. Format: `x.xx` order_details.shipping string no Shipping amount. Format: `x.xx` order_details.discount_amount string no Discount amount. Format: `x.xx` order_details.surcharge string no Surcharge amount. Format: `x.xx` order_details.tip string no Tip amount. Format: `x.xx` order_details.po_number string no Purchase order number order_details.shipping_carrier string no Shipping carrier order_details.tracking_number string no Tracking number order_details.shipping_date string no Shipping date in UTC ISO 8601 format format: "date-time" actions array no Array of actions for the payment actions[].id string no Action ID actions[].type string no Action type actions[].amount string no Action amount. Format: `x.xx` actions[].success boolean no Whether the action was successful actions[].response string no Response code: 1 = approved, 2 = declined, 3 = error enum: ["1", "2", "3"] actions[].response_text string no Response text actions[].response_code string no Response code actions[].auth_code string no Authorization code actions[].avs_response string no AVS response actions[].cvv_response string no CVV response actions[].processor_id string no Processor ID actions[].ip_address string no IP address actions[].user_id string no User ID who performed the action actions[].date string no Action date in UTC ISO 8601 format format: "date-time" actions[].source string no Source of the action
Response fields · 400 · application/json
Field Type Required Description Constraints type string yes Error type (e.g., 'validationError', 'internalError', 'authenticationError') error_code string yes Error code (e.g., 'E_INTERNAL', 'E_VALIDATION') message string yes Human-readable error message ref_id string no Reference ID for the error (transaction ID, etc.) details array no Validation error details details[].fieldName string yes Request field path. details[].message string yes Human-readable validation message for the field.
Referenced schema definitions
References beginning with #/components resolve to these definitions. These are field contracts, not example payment values. Use the applicable variant, required fields and constraints. { "securitySchemes": { "merchantApiKey": { "type": "apiKey", "in": "header", "name": "Authorization", "description": "Merchant API key for RESTful API authentication. This key is used for merchant-specific API access and can be generated from the merchant portal." } }, "examples": { "SaleWithPaymentDetailsExample": { "summary": "Sale with payment details", "value": { "amount": 10, "currency": "USD", "payment_details": { "card_number": "4111111111111111", "card_exp": "1230", "card_cvv": "123" }, "billing_address": { "first_name": "John", "last_name": "Doe", "address1": "123 Main St", "city": "Anytown", "state": "CA", "zip": "12345", "country": "US", "email": "john.doe@example.com" } } }, "SaleUsingCustomerVaultExample": { "summary": "Sale using customer vault", "value": { "amount": 10, "currency": "USD", "customer_vault": { "id": "CUST_123456" } } }, "RetailIdTechEncryptedSwipeSaleExample": { "summary": "Retail sale with ID Tech M130 encrypted swipe", "description": "Card-present sale using encrypted swipe data from an ID Tech M130 reader.", "value": { "amount": 1, "currency": "USD", "industry": "retail", "payment_details": { "encrypted_track_1": "02B600C0170018009292;4111********1111=2012?*94CAD63AE3265BE87195E1E8AED5B61740B0D5F687869F1CDE175F44679517680000000000000000000000000000000000000000363138543539333533306299490077000A80001B158303", "encrypted_track_2": "9A3B00F949A22819A0AC838830CE623C606E5F80D14A2715D97ED2FC62F6A9A327C2408D6D413940", "encrypted_ksn": "FFFF98765400002001D9" } } }, "RetailUnencryptedMagneticStripeSaleExample": { "summary": "Retail sale with unencrypted magnetic stripe", "description": "Card-present sale using raw track data.", "value": { "amount": 1, "currency": "USD", "industry": "retail", "payment_details": { "track_1": "%B4111111111111111^TESTCARD/TEST^221200000000000000000000000?", "track_2": ";4111111111111111=22120000000000000000?" } } }, "AuthUsingCustomerVaultBillingIdExample": { "summary": "Authorization using customer vault with billing_id", "value": { "amount": 15, "currency": "USD", "customer_vault": { "id": "CUST_123456", "billing_id": "BILLING_PRIMARY" } } }, "auth-success": { "summary": "Successful Authorization", "description": "This transaction was successfully authorized.", "value": { "event_id": "322ac05a-cf6c-4c16-948a-3048d007f742", "event_type": "transaction.auth.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584341675", "transaction_type": "cc", "condition": "pending", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "", "currency": "USD", "tax": "", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "10.00", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "10.00", "action_type": "auth", "date": "20230801113700", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "auth-failed": { "summary": "Failed Authorization", "description": "The authorization request was declined by the processor.", "value": { "event_id": "322ac05a-cf6c-4c16-948a-3048d007f742", "event_type": "transaction.auth.failure", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8597004002", "transaction_type": "cc", "condition": "failed", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "", "currency": "USD", "tax": "", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "0.50", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "10.00", "action_type": "auth", "date": "20230801113700", "success": "0", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "DECLINE", "response_code": "200", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "capture-success": { "summary": "Transaction captured successfully", "description": "Transaction captured successfully", "value": { "event_id": "e5267749-c235-45c9-b93e-21f4379b94d1", "event_type": "transaction.capture.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584341675", "transaction_type": "cc", "condition": "pendingsettlement", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "0.00", "currency": "USD", "tax": "0.00", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "10.00", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "10.00", "action_type": "capture", "date": "20230801113955", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "sale-success": { "summary": "Sale transaction was successful", "description": "Sale transaction was successful", "value": { "event_id": "2aa1bb86-c790-4231-a46e-7cc544a8dc5c", "event_type": "transaction.sale.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584364761", "transaction_type": "cc", "condition": "pendingsettlement", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "", "currency": "USD", "tax": "", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "10.00", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "10.00", "action_type": "sale", "date": "20230801114200", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "sale-failure": { "summary": "Sale transaction failed", "description": "Sale transaction failed", "value": { "event_id": "a4807d52-4e40-4e93-92e2-b6d2dad3ddd9", "event_type": "transaction.sale.failure", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584372177", "transaction_type": "cc", "condition": "failed", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "", "currency": "USD", "tax": "", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "0.50", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "0.50", "action_type": "sale", "date": "20230801114355", "success": "0", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "DECLINE", "response_code": "200", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "void-success": { "summary": "Void transaction was successful", "description": "Void transaction was successful", "value": { "event_id": "56fce295-ee70-46a1-83c2-1f423c43c34c", "event_type": "transaction.void.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584341675", "transaction_type": "cc", "condition": "canceled", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "0.00", "currency": "USD", "tax": "0.00", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "10.00", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "10.00", "action_type": "void", "date": "20230801115329", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "refund-success": { "summary": "Transaction refunded successfully", "description": "Transaction refunded successfully", "value": { "event_id": "e5267749-c235-45c9-b93e-21f4379b94d1", "event_type": "transaction.refund.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8597047042", "transaction_type": "cc", "condition": "pendingsettlement", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "0.00", "currency": "USD", "tax": "0.00", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "-1.50", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "123456", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "-1.50", "action_type": "refund", "date": "20230804155935", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "validate-success": { "summary": "Validate transaction was successful", "description": "Validate transaction was successful", "value": { "event_id": "7c19bb37-8679-4ffb-b431-41ae49d8ff75", "event_type": "transaction.validate.success", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "transaction_id": "8584364761", "transaction_type": "cc", "condition": "complete", "processor_id": "ccprocessora", "ponumber": "", "order_description": "", "order_id": "", "customerid": "", "customertaxid": "", "website": "", "shipping": "", "currency": "USD", "tax": "", "surcharge": "", "convenience_fee": "", "misc_fee": "", "misc_fee_name": "", "cash_discount": "", "tip": "", "requested_amount": "", "shipping_carrier": "", "tracking_number": "", "shipping_date": "", "partial_payment_id": "", "partial_payment_balance": "", "platform_id": "", "authorization_code": "", "social_security_number": "", "drivers_license_number": "", "drivers_license_state": "", "drivers_license_dob": "", "duty_amount": "0.00", "discount_amount": "0.00", "national_tax_amount": "0.00", "summary_commodity_code": "", "alternate_tax_amount": "0.00", "vat_tax_amount": "0.00", "vat_tax_rate": "0.00", "billing_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "shipping_address": { "first_name": "", "last_name": "", "address_1": "", "address_2": "", "company": "", "city": "", "state": "", "postal_code": "", "country": "", "email": "", "phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "M", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "4", "cc_bin": "", "cc_type": "Visa", "feature_token": "" }, "merchant_defined_fields": {}, "action": { "amount": "0", "action_type": "validate", "date": "20230804160357", "success": "1", "ip_address": "123.123.123.123", "source": "api", "api_method": "direct_post", "username": "test", "response_text": "SUCCESS", "response_code": "100", "processor_response_text": "", "tap_to_mobile": false, "processor_response_code": "", "device_license_number": "", "device_nickname": "" } } } }, "plan-added": { "summary": "Recurring Plan Added", "description": "Recurring Plan has been added", "value": { "event_id": "35f56738-4755-4cd9-9068-ea9e83d60d2e", "event_type": "recurring.plan.add", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "plan": { "id": "TestPlanId1", "name": "Test Plan", "amount": "10.00", "day_frequency": "", "payments": "Until canceled", "month_frequency": "1", "day_of_month": "15" } } } }, "plan-updated": { "summary": "Recurring Plan Updated", "description": "Recurring Plan has been updated", "value": { "event_id": "35f56738-4755-4cd9-9068-ea9e83d60d2e", "event_type": "recurring.plan.update", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "plan": { "id": "", "name": "Test Plan Updated", "amount": "20.00", "day_frequency": "", "payments": "Until canceled", "month_frequency": "", "day_of_month": "" } } } }, "plan-deleted": { "summary": "Recurring Plan Deleted", "description": "Recurring Plan has been deleted", "value": { "event_id": "35f56738-4755-4cd9-9068-ea9e83d60d2e", "event_type": "recurring.plan.delete", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "plan": { "id": "TestPlanId1", "name": "Test Plan Updated", "amount": "20.00", "day_frequency": "15", "payments": "Until canceled", "month_frequency": "1", "day_of_month": "0" } } } }, "subscription-added": { "summary": "Subscription Added", "description": "A new subscription has been added.", "value": { "event_id": "5f5706a2-aec2-4d69-b699-32e5745cf1fd", "event_type": "recurring.subscription.add", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "subscription_id": "8608342724", "subscription_type": "cc", "processor_id": "", "next_charge_date": "1970-01-01", "completed_payments": "0", "attempted_payments": "0", "remaining_payments": "Until canceled", "ponumber": "", "order_id": "", "order_description": "", "shipping": "", "tax": "", "website": "", "plan": { "id": "TestPlanId1", "name": "Test Plan", "amount": "10.00", "day_frequency": "", "payments": "Until canceled", "month_frequency": "1", "day_of_month": "15" }, "billing_address": { "first_name": "John", "last_name": "Smith", "address_1": "123 Lovely Lane", "address_2": "", "company": "", "city": "New York City", "state": "NY", "postal_code": "11111", "country": "US", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "", "cc_bin": "", "cc_type": "Visa" } } } }, "subscription-updated": { "summary": "Subscription Updated", "description": "A new subscription has been updated.", "value": { "event_id": "9f4c6478-e875-44d5-a83c-e2afebdaab86", "event_type": "recurring.subscription.update", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "subscription_id": "8608342724", "subscription_type": "cc", "processor_id": "", "next_charge_date": "2023-09-15", "completed_payments": "0", "attempted_payments": "0", "remaining_payments": "Until canceled", "ponumber": "", "order_id": "", "order_description": "", "shipping": "0.00", "tax": "0.00", "website": "", "plan": { "id": "", "name": "", "amount": "10.00", "day_frequency": "", "payments": "Until canceled", "month_frequency": "1", "day_of_month": "15" }, "billing_address": { "first_name": "John", "last_name": "Smith", "address_1": "123 Lovely Lane", "address_2": "", "company": "", "city": "New York City", "state": "NY", "postal_code": "11111", "country": "US", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "", "cc_bin": "", "cc_type": "Visa" } } } }, "subscription-deleted": { "summary": "Subscription Deleted", "description": "A new subscription has been deleted.", "value": { "event_id": "a1c0839a-4156-4f7c-a875-dc9411e2d3a6", "event_type": "recurring.subscription.delete", "event_body": { "merchant": { "id": "944025", "name": "Test merchant account" }, "features": { "is_test_mode": true }, "subscription_id": "8608342724", "subscription_type": "cc", "processor_id": "", "next_charge_date": "2023-09-15", "completed_payments": "0", "attempted_payments": "0", "remaining_payments": "Until canceled", "ponumber": "", "order_id": "", "order_description": "", "shipping": "0.00", "tax": "0.00", "website": "", "plan": { "id": "", "name": "", "amount": "10.00", "day_frequency": "", "payments": "Until canceled", "month_frequency": "1", "day_of_month": "15" }, "billing_address": { "first_name": "John", "last_name": "Smith", "address_1": "123 Lovely Lane", "address_2": "", "company": "", "city": "New York City", "state": "NY", "postal_code": "11111", "country": "US", "email": "", "phone": "", "cell_phone": "", "fax": "" }, "card": { "cc_number": "411111******1111", "cc_exp": "1025", "cavv": "", "cavv_result": "", "xid": "", "eci": "", "avs_response": "", "csc_response": "", "cardholder_auth": "", "cc_start_date": "", "cc_issue_number": "", "card_balance": "", "card_available_balance": "", "entry_mode": "", "cc_bin": "", "cc_type": "Visa" } } } }, "settlement-completed": { "summary": "Settlement Batch Completed", "description": "Settlement batch completed", "value": { "event_id": "11750910-bd03-4f9a-871a-786203df177f", "event_type": "settlement.batch.complete", "event_body": { "batch_id": "12345678", "count": 4, "amount": "402.81", "merchant": { "id": "123456", "name": "Test Account" }, "processor": { "id": "ccprocessor", "name": "CC Processor", "type": "cc" }, "by_card_type": { "visa": { "count": 4, "amount": "402.81" } }, "transaction_ids": [ "1234000000", "1234000001", "1234000002", "1234000003" ] } } }, "settlement-failed": { "summary": "Settlement Batch Failed", "description": "Settlement batch failed", "value": { "event_id": "dfe8156d-5dd9-43ac-8928-3cf70ef74108", "event_type": "settlement.batch.failure", "event_body": { "batch_id": "123456", "merchant": { "id": "123456", "name": "Test Merchant" }, "processor": { "id": "ccprocessor", "name": "CC Processor", "type": "cc" } } } }, "acu.summary.automaticallyupdated": { "summary": "Automatically Updated", "description": "Automatically updated", "value": { "event_id": "7958c536-88f0-47f4-bb55-54575259a3be", "event_type": "acu.summary.automaticallyupdated", "event_body": { "updated_date": "2022-08-22", "merchant": { "id": 123456, "name": "Test Account" }, "cards_checked": { "customer_vault": { "checked": 376, "updated": 4 }, "subscriptions": { "checked": 434, "updated": 3 } }, "vault_count_updated_cards": 1, "vault_updated_cards": [ { "customer_vault_id": "308229500", "billing_id": "1781228768", "cc_number": "445701******0009", "cc_exp": "01/50", "first_name": "Bob", "last_name": "Smith", "email": "bsmith@example.com", "phone": "+14801112222" } ], "vault_count_updated_expiration_dates": 3, "vault_updated_expiration_dates": [ { "customer_vault_id": "2061222895", "billing_id": "350282046", "cc_number": "400000******0002", "cc_exp": "11/70", "first_name": "Bob", "last_name": "Smith", "email": "bobsmith@company.com", "phone": "4801112222" }, { "customer_vault_id": "1039486483", "billing_id": "1408598861", "cc_number": "400000******0034", "cc_exp": "11/70", "first_name": "Jane", "last_name": "Smith", "email": "jane@organization.org", "phone": "+12125551222" }, { "customer_vault_id": "1033346428", "billing_id": "1460247050", "cc_number": "520000******0007", "cc_exp": "12/33", "first_name": "Steve", "last_name": "Customer", "email": "steve@customer.com", "phone": "+13104053434" } ], "recurring_count_updated_cards": 2, "recurring_updated_cards": [ { "subscription_id": "281474976710720", "cc_number": "445701******0459", "cc_exp": "01/50", "first_name": "", "last_name": "", "email": "", "phone": "" }, { "subscription_id": "281474976710726", "cc_number": "445701******1123", "cc_exp": "01/50", "first_name": "Frank", "last_name": "Jones", "email": "fjones@example.com", "phone": "6021234567" } ], "recurring_count_updated_expiration_dates": 1, "recurring_updated_expiration_dates": [ { "subscription_id": "281474976710725", "cc_number": "400000******3223", "cc_exp": "11/70", "first_name": "Susan", "last_name": "Harris", "email": "harris@company.com", "phone": "3125551212" } ] } } }, "acu.summary.closedaccount": { "summary": "Closed Account", "description": "Closed Account", "value": { "event_id": "7bbd4af6-4075-4902-af56-9fc59ab71362", "event_type": "acu.summary.closedaccount", "event_body": { "updated_date": "2022-08-23", "merchant": { "id": 123456, "name": "Test Account" }, "cards_checked": { "customer_vault": { "checked": 123, "updated": 1 }, "subscriptions": { "checked": 232, "updated": 1 } }, "vault_count_updated_closed_account": 1, "vault_updates": [ { "customer_vault_id": "281474976710722", "billing_id": "230304034", "cc_number": "434343******0123", "cc_exp": "11/25", "first_name": "Longterm", "last_name": "Client", "email": "sample@customer.com", "phone": "6025551213" } ], "recurring_count_updated_closed_account": 1, "recurring_updates": [ { "subscription_id": "281474976710727", "cc_number": "601101******0002", "cc_exp": "11/32", "first_name": "Bob", "last_name": "Smith", "email": "bsmith@example.co.uk", "phone": "+440111122222" } ] } } }, "acu.summary.contactcustomer": { "summary": "Contact Support", "description": "Contact Support", "value": { "event_id": "7bbd4af6-4075-4902-af56-9fc59ab71362", "event_type": "acu.summary.contactcustomer", "event_body": { "updated_date": "2022-08-23", "merchant": { "id": 123456, "name": "Test Account" }, "cards_checked": { "customer_vault": { "checked": 123, "updated": 2 }, "subscriptions": { "checked": 232, "updated": 1 } }, "vault_count_updated_contact_customer": 2, "vault_updates": [ { "customer_vault_id": "40403043545", "billing_id": "34544356", "cc_number": "445343******7432", "cc_exp": "06/29", "first_name": "Happy", "last_name": "Customer", "email": "frequent@shopper.com", "phone": "5555559999" }, { "customer_vault_id": "281474976710722", "billing_id": "230304034", "cc_number": "434343******0123", "cc_exp": "11/25", "first_name": "Bill", "last_name": "Thompson", "email": "bill@anothercustomer.com", "phone": "6025551213" } ], "recurring_count_updated_contact_customer": 1, "recurring_updates": [ { "subscription_id": "323232232445", "cc_number": "465333******4232", "cc_exp": "04/30", "first_name": "Recurring", "last_name": "Customer", "email": "buy@repeatedly.com", "phone": "8185552323" } ] } } }, "chargeback.batch.complete": { "summary": "Chargeback Batch Completed", "description": "Chargeback Batch Completed", "value": { "event_id": "7bbd4af6-4075-4902-af56-9fc59ab71362", "event_type": "chargeback.batch.complete", "event_body": { "merchant": { "id": "123456", "name": "Test Account" }, "processor": { "id": "ccprocessor", "name": "CC Processor", "type": "cc" }, "count": 1, "chargeback_amount": "12.34", "chargebacks": [ { "id": "12345678", "date": "2023-08-11", "customer_name": "John Doe", "cc_number": "411111******1111", "amount": "12.34", "reason": "Cardholder Does Not Recognize" } ] } } } }, "schemas": { "MerchantDefinedFields": { "type": "object", "title": "Merchant Defined Fields", "description": "Custom fields configured in the merchant control panel under Settings \u2192 Merchant Defined Fields (`field_1` through `field_20`).", "properties": { "field_1": { "type": "string", "maxLength": 255, "description": "Merchant defined field 1" }, "field_2": { "type": "string", "maxLength": 255, "description": "Merchant defined field 2" }, "field_3": { "type": "string", "maxLength": 255, "description": "Merchant defined field 3" }, "field_4": { "type": "string", "maxLength": 255, "description": "Merchant defined field 4" }, "field_5": { "type": "string", "maxLength": 255, "description": "Merchant defined field 5" }, "field_6": { "type": "string", "maxLength": 255, "description": "Merchant defined field 6" }, "field_7": { "type": "string", "maxLength": 255, "description": "Merchant defined field 7" }, "field_8": { "type": "string", "maxLength": 255, "description": "Merchant defined field 8" }, "field_9": { "type": "string", "maxLength": 255, "description": "Merchant defined field 9" }, "field_10": { "type": "string", "maxLength": 255, "description": "Merchant defined field 10" }, "field_11": { "type": "string", "maxLength": 255, "description": "Merchant defined field 11" }, "field_12": { "type": "string", "maxLength": 255, "description": "Merchant defined field 12" }, "field_13": { "type": "string", "maxLength": 255, "description": "Merchant defined field 13" }, "field_14": { "type": "string", "maxLength": 255, "description": "Merchant defined field 14" }, "field_15": { "type": "string", "maxLength": 255, "description": "Merchant defined field 15" }, "field_16": { "type": "string", "maxLength": 255, "description": "Merchant defined field 16" }, "field_17": { "type": "string", "maxLength": 255, "description": "Merchant defined field 17" }, "field_18": { "type": "string", "maxLength": 255, "description": "Merchant defined field 18" }, "field_19": { "type": "string", "maxLength": 255, "description": "Merchant defined field 19" }, "field_20": { "type": "string", "maxLength": 255, "description": "Merchant defined field 20" } } }, "TransactionResponse": { "type": "object", "title": "Payment Response", "description": "Generic payment response", "properties": { "object": { "type": "string", "enum": [ "transaction" ], "description": "Resource type identifier" }, "id": { "type": "string", "description": "Payment ID" }, "type": { "type": "string", "description": "Customer's payment type (e.g., 'cc', 'ck', 'cs')" }, "amount": { "type": "string", "description": "Payment amount. Format: `x.xx`" }, "currency": { "type": "string", "description": "Payment currency (ISO 4217)" }, "auth_code": { "type": "string", "description": "Authorization code" }, "avs_response": { "type": "string", "description": "Address Verification Service response code" }, "cvv_response": { "type": "string", "description": "Card Verification Value response" }, "customer_vault_id": { "type": "string", "description": "Customer vault ID associated with the payment" }, "status": { "type": "string", "description": "Payment status" }, "response": { "type": "string", "enum": [ "1", "2", "3" ], "description": "Response code: 1 = approved, 2 = declined, 3 = error" }, "response_text": { "type": "string", "description": "Textual description of the operation's result" }, "response_code": { "type": "string", "description": "Processor response code" }, "processor_id": { "type": "string", "description": "Processor ID used for the payment" }, "created_date": { "type": "string", "format": "date-time", "description": "Payment creation date in UTC ISO 8601 format" }, "updated_date": { "type": "string", "format": "date-time", "description": "Payment last update date in UTC ISO 8601 format" }, "signature_image": { "type": "string", "description": "Base64 encoded cardholder signature image. Omitted when no signature was captured. Returned on get and list when the payment was loaded with signature data." }, "merchant_defined_fields": { "$ref": "#/components/schemas/MerchantDefinedFields", "description": "Merchant defined fields stored with the payment (`field_1` through `field_20`). Only non-empty values are included; returns an empty object when none are set." }, "payment_details": { "type": "object", "description": "Payment method details (card or check)", "properties": { "card_number": { "type": "string", "description": "Masked credit card number" }, "card_exp": { "type": "string", "description": "Credit card expiration date. Format: `MMYY`" }, "card_hash": { "type": "string", "description": "Card hash" }, "card_type": { "type": "string", "description": "Card type (e.g., 'Visa', 'Mastercard')" }, "card_bin": { "type": "string", "description": "Card BIN (Bank Identification Number)" }, "entry_mode": { "type": "string", "description": "Entry mode" }, "cavv": { "type": "string", "description": "Cardholder Authentication Verification Value" }, "cavv_result": { "type": "string", "description": "CAVV result" }, "xid": { "type": "string", "description": "Identifier for 3D Secure" }, "eci": { "type": "string", "description": "Electronic Commerce Indicator" }, "card_start_date": { "type": "string", "description": "Card start date. Format: `MMYY`" }, "card_issue_number": { "type": "string", "description": "Card issue number" }, "cardholder_auth": { "type": "string", "description": "Cardholder authentication" }, "check_account": { "type": "string", "description": "Masked check account number" }, "check_aba": { "type": "string", "description": "Bank routing number" }, "check_name": { "type": "string", "description": "Name on the check" }, "account_type": { "type": "string", "enum": [ "checking", "savings" ], "description": "Account type" }, "account_holder_type": { "type": "string", "enum": [ "personal", "business" ], "description": "Account holder type" }, "sec_code": { "type": "string", "enum": [ "PPD", "WEB", "TEL", "CCD", "POP", "RCK" ], "description": "Standard Entry Class code" } } }, "billing_address": { "type": "object", "description": "Billing address information", "properties": { "first_name": { "type": "string", "description": "First name" }, "last_name": { "type": "string", "description": "Last name" }, "company": { "type": "string", "description": "Company name" }, "address1": { "type": "string", "description": "Address line 1" }, "address2": { "type": "string", "description": "Address line 2" }, "city": { "type": "string", "description": "City" }, "state": { "type": "string", "description": "State or province" }, "zip": { "type": "string", "description": "ZIP or postal code" }, "country": { "type": "string", "description": "Country code (ISO 3166-1 alpha-2)" }, "phone": { "type": "string", "description": "Phone number" }, "cell_phone": { "type": "string", "description": "Cell phone number" }, "email": { "type": "string", "format": "email", "description": "Email address" }, "fax": { "type": "string", "description": "Fax number" } } }, "shipping_address": { "type": "object", "description": "Shipping address information", "properties": { "first_name": { "type": "string", "description": "First name" }, "last_name": { "type": "string", "description": "Last name" }, "company": { "type": "string", "description": "Company name" }, "address1": { "type": "string", "description": "Address line 1" }, "address2": { "type": "string", "description": "Address line 2" }, "city": { "type": "string", "description": "City" }, "state": { "type": "string", "description": "State or province" }, "zip": { "type": "string", "description": "ZIP or postal code" }, "country": { "type": "string", "description": "Country code (ISO 3166-1 alpha-2)" }, "email": { "type": "string", "format": "email", "description": "Email address" }, "phone": { "type": "string", "description": "Phone number" }, "fax": { "type": "string", "description": "Fax number" } } }, "order_details": { "type": "object", "description": "Order details", "properties": { "order_id": { "type": "string", "description": "Order ID" }, "ip_address": { "type": "string", "description": "IP address of cardholder" }, "order_description": { "type": "string", "description": "Order description" }, "customer_id": { "type": "string", "description": "Customer ID" }, "customer_tax_id": { "type": "string", "description": "Customer tax ID" }, "tax": { "type": "string", "description": "Tax amount. Format: `x.xx`" }, "shipping": { "type": "string", "description": "Shipping amount. Format: `x.xx`" }, "discount_amount": { "type": "string", "description": "Discount amount. Format: `x.xx`" }, "surcharge": { "type": "string", "description": "Surcharge amount. Format: `x.xx`" }, "tip": { "type": "string", "description": "Tip amount. Format: `x.xx`" }, "po_number": { "type": "string", "description": "Purchase order number" }, "shipping_carrier": { "type": "string", "description": "Shipping carrier" }, "tracking_number": { "type": "string", "description": "Tracking number" }, "shipping_date": { "type": "string", "format": "date-time", "description": "Shipping date in UTC ISO 8601 format" } } }, "actions": { "type": "array", "description": "Array of actions for the payment", "items": { "type": "object", "properties": { "id": { "type": "string", "description": "Action ID" }, "type": { "type": "string", "description": "Action type" }, "amount": { "type": "string", "description": "Action amount. Format: `x.xx`" }, "success": { "type": "boolean", "description": "Whether the action was successful" }, "response": { "type": "string", "enum": [ "1", "2", "3" ], "description": "Response code: 1 = approved, 2 = declined, 3 = error" }, "response_text": { "type": "string", "description": "Response text" }, "response_code": { "type": "string", "description": "Response code" }, "auth_code": { "type": "string", "description": "Authorization code" }, "avs_response": { "type": "string", "description": "AVS response" }, "cvv_response": { "type": "string", "description": "CVV response" }, "processor_id": { "type": "string", "description": "Processor ID" }, "ip_address": { "type": "string", "description": "IP address" }, "user_id": { "type": "string", "description": "User ID who performed the action" }, "date": { "type": "string", "format": "date-time", "description": "Action date in UTC ISO 8601 format" }, "source": { "type": "string", "description": "Source of the action" } } } } }, "required": [ "object", "id" ] }, "RetailUnencryptedMagneticStripe": { "type": "object", "title": "Retail unencrypted magnetic stripe", "description": "Card-present payment using raw magnetic stripe data from a card reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "track_1", "track_2" ], "properties": { "track_1": { "type": "string", "description": "Raw magnetic stripe data." }, "track_2": { "type": "string", "description": "Raw magnetic stripe data." }, "track_3": { "type": "string", "description": "Raw magnetic stripe data." } } }, "RetailMagTekMagensaEncryptedSwipe": { "type": "object", "title": "Retail MagTek Magensa encrypted swipe", "description": "Card-present payment using encrypted magnetic stripe data from a MagTek Magensa reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "magnesafe_track_1", "magnesafe_track_2" ], "properties": { "magnesafe_track_1": { "type": "string", "description": "Raw MagTek Magensa data." }, "magnesafe_track_2": { "type": "string", "description": "Raw MagTek Magensa data." }, "magnesafe_magneprint": { "type": "string", "description": "Raw MagTek Magensa data." }, "magnesafe_ksn": { "type": "string", "description": "Raw MagTek Magensa data." }, "magnesafe_magneprint_status": { "type": "string", "description": "Raw MagTek Magensa data." } } }, "RetailIdTechEncryptedSwipe": { "type": "object", "title": "Retail ID Tech M130 encrypted swipe", "description": "Card-present encrypted swipe data from an ID Tech M130 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "encrypted_track_1", "encrypted_track_2" ], "properties": { "encrypted_track_1": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_2": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_3": { "type": "string", "description": "Raw encrypted data." }, "encrypted_ksn": { "type": "string", "description": "Raw encrypted data." } } }, "RetailIdTechEncryptedKeyed": { "type": "object", "title": "Retail ID Tech M130 encrypted keyed", "description": "Card-present encrypted keyed entry data from an ID Tech M130 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "encrypted_data" ], "properties": { "encrypted_data": { "type": "string", "description": "Raw encrypted data." } } }, "RetailIngenicoChip": { "type": "object", "title": "Retail Ingenico Telium 2 chip (EMV)", "description": "Card-present EMV chip payment from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "entry_mode", "emv_auth_request_data", "emv_device", "verification_method", "encrypted_ksn", "encrypted_track_2" ], "properties": { "entry_mode": { "type": "string", "enum": [ "emv_icc" ], "description": "The type of transaction data to be processed." }, "emv_auth_request_data": { "type": "string", "description": "EMV data for the transaction as received from the EMV chip card SDK." }, "emv_device": { "type": "string", "enum": [ "ingenico_rba" ], "description": "The EMV-capable card reader." }, "verification_method": { "type": "string", "enum": [ "signature", "offline_pin", "offline_pin_signature", "none" ], "description": "Method used to verify the EMV transaction." }, "encrypted_ksn": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_2": { "type": "string", "description": "Raw encrypted data." } } }, "RetailIngenicoSwipe": { "type": "object", "title": "Retail Ingenico Telium 2 swipe", "description": "Card-present encrypted swipe from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "entry_mode", "emv_device", "encrypted_ksn", "encrypted_track_1", "encrypted_track_2" ], "properties": { "entry_mode": { "type": "string", "enum": [ "swiped", "swiped_emv_fallback" ], "description": "The type of transaction data to be processed." }, "emv_device": { "type": "string", "enum": [ "ingenico_rba" ], "description": "The EMV-capable card reader." }, "encrypted_ksn": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_1": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_2": { "type": "string", "description": "Raw encrypted data." } } }, "RetailIngenicoNfc": { "type": "object", "title": "Retail Ingenico Telium 2 NFC", "description": "Card-present NFC payment from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "entry_mode", "emv_device", "encrypted_ksn", "encrypted_track_2" ], "properties": { "entry_mode": { "type": "string", "enum": [ "nfc_msd" ], "description": "The type of transaction data to be processed." }, "emv_device": { "type": "string", "enum": [ "ingenico_rba" ], "description": "The EMV-capable card reader." }, "encrypted_ksn": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_2": { "type": "string", "description": "Raw encrypted data." } } }, "RetailIngenicoKeyed": { "type": "object", "title": "Retail Ingenico Telium 2 keyed", "description": "Card-present encrypted keyed entry from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.", "additionalProperties": false, "required": [ "entry_mode", "emv_device", "encrypted_ksn", "encrypted_track_2" ], "properties": { "entry_mode": { "type": "string", "enum": [ "keyed" ], "description": "The type of transaction data to be processed." }, "emv_device": { "type": "string", "enum": [ "ingenico_rba" ], "description": "The EMV-capable card reader." }, "encrypted_ksn": { "type": "string", "description": "Raw encrypted data." }, "encrypted_track_2": { "type": "string", "description": "Raw encrypted data." } } }, "RetailMobileSdkEncryptedPayment": { "type": "object", "title": "Mobile SDK encrypted payment", "description": "RSA-encrypted card data from the NMI Mobile SDK (iOS/Android). Use in place of raw card number, expiration, and CVV. Set `industry` to `retail` on the payment request when processing as a card-present transaction.", "additionalProperties": false, "required": [ "encrypted_payment" ], "properties": { "encrypted_payment": { "type": "string", "description": "Encrypted payment blob returned by the Mobile SDK." } } }, "PaymentDetails": { "title": "Payment Details", "description": "Payment method details. Exactly one variant: raw card data, ACH (check) data, **payment_token**, wallet payloads, or **retail card-present** data from a card reader. Do not combine fields from different variants.", "oneOf": [ { "type": "object", "title": "Credit card", "description": "Non-tokenized credit card data.", "additionalProperties": false, "required": [ "card_number", "card_exp" ], "properties": { "card_number": { "type": "string", "description": "Credit card number" }, "card_exp": { "type": "string", "description": "Credit card expiration date. Format: `MMYY`" }, "card_cvv": { "type": "string", "maxLength": 4, "description": "The card security code." } } }, { "$ref": "#/components/schemas/RetailUnencryptedMagneticStripe" }, { "$ref": "#/components/schemas/RetailMagTekMagensaEncryptedSwipe" }, { "$ref": "#/components/schemas/RetailIdTechEncryptedSwipe" }, { "$ref": "#/components/schemas/RetailIdTechEncryptedKeyed" }, { "$ref": "#/components/schemas/RetailIngenicoChip" }, { "$ref": "#/components/schemas/RetailIngenicoSwipe" }, { "$ref": "#/components/schemas/RetailIngenicoNfc" }, { "$ref": "#/components/schemas/RetailIngenicoKeyed" }, { "$ref": "#/components/schemas/RetailMobileSdkEncryptedPayment" }, { "type": "object", "title": "ACH / check", "description": "Bank account (ACH) details for this transaction.", "additionalProperties": false, "required": [ "check_name", "check_aba", "check_account", "account_type", "account_holder_type", "sec_code" ], "properties": { "check_name": { "type": "string", "maxLength": 50, "description": "The name on the customer's ACH account" }, "check_aba": { "type": "number", "description": "The customer's bank routing number" }, "check_account": { "type": "number", "description": "The customer's bank account number" }, "account_type": { "type": "string", "enum": [ "checking", "savings" ], "description": "The type of ACH account the customer has" }, "account_holder_type": { "type": "string", "enum": [ "personal", "business" ], "description": "The type of ACH account the customer has" }, "sec_code": { "type": "string", "enum": [ "PPD", "WEB", "TEL", "CCD", "POP", "RCK" ], "description": "The Standard Entry Class code of the ACH transaction" }, "check_number": { "type": "string", "maxLength": 20, "description": "Check number" } } }, { "type": "object", "title": "Payment token", "description": "Single-use or vault token from [Payment Component](../docs/payment-component) or [Collect.js](https://secure.networkmerchants.com/merchants/resources/integration/integration_portal.php#cjs_methodology) (not Apple Pay / Google Pay).", "additionalProperties": false, "required": [ "payment_token" ], "properties": { "payment_token": { "type": "string", "description": "The tokenized version of the customer's card or check information" } } }, { "type": "object", "title": "Apple Pay", "description": "Encrypted payment data from the Apple Pay SDK.", "additionalProperties": false, "required": [ "applepay_payment_data" ], "properties": { "applepay_payment_data": { "type": "string", "description": "The encrypted token created when integration directly to the Apple Pay SDK" } } }, { "type": "object", "title": "Google Pay", "description": "Encrypted payment data from the Google Pay SDK.", "additionalProperties": false, "required": [ "googlepay_payment_data" ], "properties": { "googlepay_payment_data": { "type": "string", "description": "The encrypted token created when integration directly to the Google Pay SDK" } } }, { "type": "object", "title": "Decrypted Apple Pay", "description": "Merchant-decrypted Apple Pay payment data.", "additionalProperties": false, "required": [ "decrypted_applepay_data", "card_number", "card_exp" ], "properties": { "decrypted_applepay_data": { "type": "boolean", "enum": [ true ], "description": "Set to `true` when submitting merchant-decrypted Apple Pay data." }, "card_number": { "type": "string", "description": "Credit card number" }, "card_exp": { "type": "string", "description": "Credit card expiration date. Format: `MMYY`" } } }, { "type": "object", "title": "Decrypted Google Pay", "description": "Merchant-decrypted Google Pay payment data.", "additionalProperties": false, "required": [ "decrypted_googlepay_data", "card_number", "card_exp" ], "properties": { "decrypted_googlepay_data": { "type": "boolean", "enum": [ true ], "description": "Set to `true` when submitting merchant-decrypted Google Pay data." }, "card_number": { "type": "string", "description": "Credit card number" }, "card_exp": { "type": "string", "description": "Credit card expiration date. Format: `MMYY`" } } } ] }, "CardholderAuth": { "type": "object", "title": "Cardholder Authentication", "description": "Cardholder authentication data. Use the 3-D Secure variant for EMV authentication results. Use the Decrypted wallet variant for merchant-decrypted Apple Pay or Google Pay, which relays the cryptogram and ECI to the 3-D Secure fields.", "oneOf": [ { "type": "object", "title": "3-D Secure", "description": "EMV 3-D Secure authentication result fields.", "additionalProperties": false, "required": [ "status", "cavv" ], "properties": { "status": { "type": "string", "enum": [ "verified", "attempted" ], "description": "Set 3D Secure condition. Value used to determine E-commerce indicator (ECI)." }, "cavv": { "type": "string", "maxLength": 50, "description": "Cardholder authentication verification value from the 3-D Secure authentication response. Format: base64 encoded." }, "xid": { "type": "string", "maxLength": 50, "description": "Cardholder authentication transaction id. Format: base64 encoded." }, "three_ds_version": { "type": "string", "maxLength": 10, "description": "3DSecure version (for example `2.1.0` or `2.2.0`)." }, "directory_server_id": { "type": "string", "maxLength": 50, "description": "Directory Server Transaction ID from 3DSecure 2.0 authentication. Format: xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx" } } }, { "type": "object", "title": "Decrypted wallet (Apple Pay / Google Pay)", "description": "Wallet authentication for decrypted Apple Pay or Google Pay payments.", "additionalProperties": false, "required": [ "cavv" ], "properties": { "cavv": { "type": "string", "maxLength": 50, "description": "Wallet payment cryptogram (submitted in the repurposed 3-D Secure `cavv` field)." }, "eci": { "type": "string", "maxLength": 10, "description": "Electronic Commerce Indicator from the wallet payment data (submitted in the repurposed 3-D Secure `eci` field)." } } } ] }, "BillingAddressRest": { "type": "object", "title": "Billing Address & Information", "description": "Billing address for a payment transaction request.", "properties": { "method": { "type": "string", "enum": [ "initial_recurring", "recurring", "installment" ], "description": "Recurring or installment classification for the processor.\n\n- `initial_recurring`: First transaction in a recurring sequence only.\n- `recurring`: Later charges in that sequence.\n- `installment`: Installment transactions; use `number` and `total` on supported processors.\n\nWhich values apply depends on the processor." }, "number": { "type": "integer", "minimum": 0, "maximum": 99, "description": "Specify installment billing number, on supported processors. For use when `billing.method` is set to \"installment\"" }, "total": { "type": "number", "minimum": 0, "description": "Specify installment billing total on supported processors. For use when `billing.method` is set to \"installment\"" }, "first_name": { "type": "string", "maxLength": 50, "description": "Cardholder's first name" }, "last_name": { "type": "string", "maxLength": 50, "description": "Cardholder's last name" }, "company": { "type": "string", "maxLength": 100, "description": "Cardholder's company" }, "address1": { "type": "string", "maxLength": 100, "description": "Card billing address" }, "address2": { "type": "string", "maxLength": 100, "description": "Card billing address, line 2" }, "city": { "type": "string", "maxLength": 50, "description": "Card billing city" }, "state": { "type": "string", "maxLength": 50, "description": "Card billing state. Format: `CC`" }, "zip": { "type": "string", "maxLength": 20, "description": "Card billing zip code" }, "country": { "type": "string", "maxLength": 2, "description": "Card billing country. Country codes are as shown in ISO 3166-1 alpha-2. Format: `CC`" }, "phone": { "type": "string", "description": "Billing phone number" }, "email": { "type": "string", "format": "email", "description": "Billing email address" }, "fax": { "type": "string", "maxLength": 50, "description": "Billing fax number" }, "cell_phone": { "type": "string", "description": "Billing cell phone number" }, "website": { "type": "string", "maxLength": 255, "description": "Website (invoice-specific field)" }, "drivers_license_number": { "type": "string", "maxLength": 20, "description": "Driver's license number" }, "drivers_license_dob": { "type": "string", "pattern": "^\\d{4}-\\d{2}-\\d{2}$", "description": "Driver's license date of birth. Format: `YYYY-MM-DD`" }, "drivers_license_state": { "type": "string", "maxLength": 2, "description": "Driver's license state. Format: `CC`" }, "payment_details": { "$ref": "#/components/schemas/PaymentDetails" }, "cardholder_auth": { "$ref": "#/components/schemas/CardholderAuth" } } }, "ShippingAddressRest": { "type": "object", "title": "Shipping Address & Information", "description": "Shipping address and information", "properties": { "id": { "type": "string", "maxLength": 32, "description": "Shipping address ID (max 32 characters). Generated if omitted on create." }, "first_name": { "type": "string", "maxLength": 50, "description": "Shipping first name" }, "last_name": { "type": "string", "maxLength": 50, "description": "Shipping last name" }, "company": { "type": "string", "maxLength": 100, "description": "Shipping company" }, "address1": { "type": "string", "maxLength": 100, "description": "Shipping address" }, "address2": { "type": "string", "maxLength": 100, "description": "Shipping address, line 2" }, "city": { "type": "string", "maxLength": 50, "description": "Shipping city" }, "state": { "type": "string", "maxLength": 50, "description": "Shipping state." }, "zip": { "type": "string", "maxLength": 20, "description": "Shipping zip code" }, "country": { "type": "string", "maxLength": 2, "description": "ISO 3166-1 alpha-2 country code. Example: `US`" }, "email": { "type": "string", "format": "email", "description": "Shipping email address" }, "carrier": { "type": "string", "enum": [ "ups", "fedex", "dhl", "usps" ], "description": "Shipping carrier" } } }, "LineItem": { "type": "object", "title": "Line Item", "description": "Line item details for order details", "properties": { "product_code": { "type": "string", "maxLength": 50, "description": "Product code" }, "description": { "type": "string", "maxLength": 255, "description": "Line item description" }, "commodity_code": { "type": "string", "maxLength": 50, "description": "Commodity code" }, "unit_of_measure": { "type": "string", "maxLength": 50, "description": "Unit of measure" }, "unit_cost": { "type": "number", "minimum": 0, "description": "Unit cost" }, "quantity": { "type": "integer", "minimum": 0, "maximum": 999999, "description": "Quantity" }, "total_amount": { "type": "number", "minimum": 0, "description": "Total amount" }, "tax_amount": { "type": "number", "minimum": 0, "description": "Tax amount" }, "tax_rate": { "type": "number", "minimum": 0, "description": "Tax rate" }, "discount_amount": { "type": "number", "minimum": 0, "description": "Discount amount" }, "discount_rate": { "type": "number", "minimum": 0, "description": "Discount rate" }, "tax_type": { "type": "string", "maxLength": 50, "description": "Tax type" }, "alternate_tax_id": { "type": "string", "maxLength": 50, "description": "Alternate tax ID" } } }, "OrderDetailsRest": { "type": "object", "title": "Order Details", "description": "Order details and line items", "properties": { "template_id": { "type": "string", "maxLength": 50, "description": "Order template ID" }, "description": { "type": "string", "maxLength": 100, "description": "Order description" }, "id": { "type": "string", "maxLength": 50, "description": "Order ID (for payment requests)" }, "order_id": { "type": "string", "maxLength": 255, "description": "Order ID (for invoice requests and responses)" }, "customer_id": { "type": "string", "maxLength": 255, "description": "Customer ID (invoice-specific)" }, "customer_tax_id": { "type": "string", "maxLength": 255, "description": "Customer tax ID (invoice-specific)" }, "tax": { "type": "number", "minimum": 0, "description": "Tax amount" }, "shipping": { "type": "number", "minimum": 0, "description": "Shipping amount" }, "po_number": { "type": "string", "maxLength": 255, "description": "Purchase order number (maxLength 50 for payments, 255 for invoices)" }, "shipping_postal_code": { "type": "string", "maxLength": 20, "description": "Shipping postal code" }, "ship_from_postal_code": { "type": "string", "maxLength": 20, "description": "Ship from postal code" }, "summary_commodity_code": { "type": "string", "maxLength": 50, "description": "Summary commodity code" }, "duty_amount": { "type": "number", "minimum": 0, "description": "Duty amount" }, "discount_amount": { "type": "number", "minimum": 0, "description": "Discount amount" }, "national_tax_amount": { "type": "number", "minimum": 0, "description": "National tax amount" }, "alternate_tax_amount": { "type": "number", "minimum": 0, "description": "Alternate tax amount" }, "alternate_tax_id": { "type": "string", "maxLength": 50, "description": "Alternate tax ID" }, "vat_tax_amount": { "type": "number", "minimum": 0, "description": "VAT tax amount" }, "vat_tax_rate": { "type": "number", "minimum": 0, "description": "VAT tax rate" }, "vat_invoice_reference_number": { "type": "string", "maxLength": 50, "description": "VAT invoice reference number" }, "customer_vat_registration": { "type": "string", "maxLength": 50, "description": "Customer VAT registration" }, "merchant_vat_registration": { "type": "string", "maxLength": 50, "description": "Merchant VAT registration" }, "order_date": { "type": "string", "format": "date", "description": "Order date" }, "order_description": { "type": "string", "maxLength": 255, "description": "Order description (maxLength 255 for both payments and invoices)" }, "ip_address": { "type": "string", "description": "IP address of cardholder (IPv4 or IPv6). Format validated as IP address" }, "line_items": { "type": "array", "items": { "$ref": "#/components/schemas/LineItem" } } } }, "PaymentFacilitator": { "type": "object", "title": "Payment Facilitator", "description": "Payment facilitator information for submerchant transactions", "properties": { "id": { "type": "string", "maxLength": 50, "description": "Payment facilitator ID" }, "submerchant_id": { "type": "string", "maxLength": 255, "description": "Submerchant ID" }, "submerchant_name": { "type": "string", "maxLength": 255, "description": "Submerchant name" }, "submerchant_address": { "type": "string", "maxLength": 50, "description": "Submerchant address" }, "submerchant_city": { "type": "string", "maxLength": 50, "description": "Submerchant city" }, "submerchant_state": { "type": "string", "maxLength": 20, "description": "Submerchant state" }, "submerchant_postal": { "type": "string", "maxLength": 20, "description": "Submerchant postal code" }, "submerchant_country": { "type": "string", "maxLength": 2, "description": "Submerchant country" }, "submerchant_phone": { "type": "string", "description": "Submerchant phone" }, "submerchant_email": { "type": "string", "format": "email", "description": "Submerchant email" } } }, "PaymentDescriptor": { "type": "object", "title": "Payment Descriptor", "description": "Payment descriptor information for transaction statements", "properties": { "descriptor": { "type": "string", "maxLength": 255, "description": "Payment descriptor" }, "phone": { "type": "string", "description": "Payment descriptor phone" }, "address": { "type": "string", "maxLength": 255, "description": "Payment descriptor address" }, "city": { "type": "string", "maxLength": 50, "description": "Payment descriptor city" }, "state": { "type": "string", "maxLength": 50, "description": "Payment descriptor state" }, "postal_code": { "type": "string", "maxLength": 20, "description": "Payment descriptor postal code" }, "country": { "type": "string", "maxLength": 2, "description": "Payment descriptor country" }, "mcc": { "type": "string", "maxLength": 4, "description": "Merchant category code" }, "merchant_id": { "type": "string", "maxLength": 50, "description": "Merchant ID" }, "url": { "type": "string", "format": "uri", "pattern": "^https://", "minLength": 1, "description": "Merchant URL (must be HTTPS)" } } }, "CitMit": { "type": "object", "title": "Credential on File", "description": "Credential on File information", "properties": { "initiated_by": { "type": "string", "enum": [ "customer", "merchant" ], "description": "Whether the transaction was initiated by the customer or merchant" }, "initial_transaction_id": { "type": "string", "description": "Initial payment ID from the stored credentials payment request. Used on subsequent follow up payments." }, "stored_credential_indicator": { "type": "string", "enum": [ "stored", "used" ], "description": "Stored credential indicator" } } }, "PaymentSaleBase": { "title": "Payment Sale Base Fields", "type": "object", "required": [ "amount" ], "properties": { "amount": { "type": "number", "description": "Total amount to be charged. Format: `x.xx`" }, "surcharge": { "type": "number", "minimum": 0, "description": "Surcharge amount. Format: `x.xx`" }, "convenience_fee": { "type": "number", "minimum": 0, "description": "Convenience fee amount. Format: `x.xx`" }, "misc_fee": { "type": "number", "minimum": 0, "description": "Miscellaneous fee amount. Format: `x.xx`" }, "misc_fee_name": { "type": "string", "maxLength": 50, "description": "Custom miscellaneous fee name. Default: `Miscellaneous Fee`" }, "tip": { "type": "number", "minimum": 0, "description": "The final tip amount, included in the payment. Format: `x.xx`" }, "currency": { "type": "string", "minLength": 3, "maxLength": 3, "description": "The ISO 4217 currency code. Example: `USD`" }, "processor_id": { "type": "string", "maxLength": 50, "description": "If using multiple processors, route to the specified processor ID. Omit for default processor or when using a single processor." }, "dup_seconds": { "type": "integer", "minimum": 0, "maximum": 7862400, "description": "Sets the time in seconds for duplicate checking on supported processors. Set to 0 to disable duplicate checking" }, "transaction_session_id": { "type": "string", "minLength": 32, "maxLength": 32, "description": "A single use session ID used by Kount to link the payment and Data Collector information together" }, "customer_receipt": { "type": "boolean", "description": "If set to true, when the customer is charged, they will be sent a receipt" }, "pinless_debit_override": { "type": "boolean", "description": "Set to true if you have Pinless Debit Conversion enabled but want to opt out for this payment" }, "industry": { "type": "string", "enum": [ "retail", "restaurant", "ecommerce", "moto", "lodging" ], "description": "Industry type for the payment" }, "signature_image": { "type": "string", "description": "Base64 encoded signature image" }, "network_tokenize": { "type": "boolean", "description": "Enable network tokenization" }, "partial_payments": { "type": "string", "enum": [ "settle_partial", "payment_in_full" ], "description": "`settle_partial`: Settles any amount of tender collected at cut off. `payment_in_full`: Required that any split tendered payment is collected in-full before settlement gets initiated" }, "partial_payment_id": { "type": "string", "maxLength": 50, "description": "A numeric identifier which is used when submitting subsequent payments for partial payments" }, "billing_address": { "$ref": "#/components/schemas/BillingAddressRest" }, "shipping_address": { "$ref": "#/components/schemas/ShippingAddressRest" }, "order_details": { "$ref": "#/components/schemas/OrderDetailsRest" }, "payment_facilitator": { "$ref": "#/components/schemas/PaymentFacilitator" }, "payment_descriptor": { "$ref": "#/components/schemas/PaymentDescriptor" }, "cardholder_auth": { "$ref": "#/components/schemas/CardholderAuth" }, "merchant_defined_fields": { "$ref": "#/components/schemas/MerchantDefinedFields" }, "cit_mit": { "$ref": "#/components/schemas/CitMit" } } }, "CustomerVaultAdd": { "type": "object", "title": "Add payment method to customer vault", "description": "Store the inline `payment_details` from this request in the customer vault.", "additionalProperties": false, "required": [ "add_to_vault" ], "properties": { "add_to_vault": { "type": "boolean", "description": "Set to `true` to store the payment method in the customer vault." }, "id": { "type": "string", "maxLength": 36, "description": "Optional custom customer vault ID (max 36 characters). Generated if omitted." } } }, "CustomerVaultCharge": { "type": "object", "title": "Use existing customer vault", "description": "Charge or validate an existing customer vault record. Do not send `payment_details`.", "additionalProperties": false, "required": [ "id" ], "properties": { "id": { "type": "string", "maxLength": 36, "description": "Existing customer vault ID (max 36 characters)." }, "billing_id": { "type": "string", "maxLength": 32, "description": "Billing profile ID to use. Defaults to the vault priority billing profile if omitted (max 32 characters)." }, "shipping_id": { "type": "string", "maxLength": 32, "description": "Shipping profile ID to use. Defaults to the vault priority shipping profile if omitted (max 32 characters)." } } }, "PaymentSaleRequest": { "title": "Payment Sale Request", "description": "Sale request. Provide exactly one payment source variant.", "allOf": [ { "$ref": "#/components/schemas/PaymentSaleBase" }, { "oneOf": [ { "type": "object", "title": "Inline payment details", "description": "Charge with card, ACH, token, or wallet data. Optionally add the payment method to the customer vault.", "required": [ "payment_details" ], "properties": { "payment_details": { "$ref": "#/components/schemas/PaymentDetails" }, "customer_vault": { "$ref": "#/components/schemas/CustomerVaultAdd" } } }, { "type": "object", "title": "Existing customer vault", "description": "Charge an existing customer vault record. Do not include `payment_details`.", "required": [ "customer_vault" ], "properties": { "customer_vault": { "$ref": "#/components/schemas/CustomerVaultCharge" } } } ] } ] }, "ValidationErrorDetail": { "type": "object", "title": "Validation Error Detail", "description": "Validation error detail", "required": [ "fieldName", "message" ], "properties": { "fieldName": { "type": "string", "description": "Request field path." }, "message": { "type": "string", "description": "Human-readable validation message for the field." } }, "additionalProperties": false }, "ErrorResponse": { "type": "object", "title": "Error Response", "description": "Error response structure matching SecureApiErrorResponseFactory", "properties": { "type": { "type": "string", "description": "Error type (e.g., 'validationError', 'internalError', 'authenticationError')" }, "error_code": { "type": "string", "description": "Error code (e.g., 'E_INTERNAL', 'E_VALIDATION')" }, "message": { "type": "string", "description": "Human-readable error message" }, "ref_id": { "type": "string", "nullable": true, "description": "Reference ID for the error (transaction ID, etc.)" }, "details": { "type": "array", "nullable": true, "description": "Validation error details", "items": { "$ref": "#/components/schemas/ValidationErrorDetail" } } }, "required": [ "type", "error_code", "message" ] }, "PaymentAuthRequest": { "title": "Payment Authorization Request", "description": "Authorization request. Provide exactly one payment source variant.", "allOf": [ { "$ref": "#/components/schemas/PaymentSaleRequest" } ] }, "Merchant": { "type": "object", "title": "Merchant", "description": "Merchant Details", "properties": { "id": { "type": "string", "description": "Merchant identifier" }, "name": { "type": "string", "description": "Merchant name" } } }, "Features": { "type": "object", "title": "Features", "description": "Features associated with the transaction", "properties": { "is_test_mode": { "type": "boolean", "description": "Test mode status" } } }, "BillingAddress": { "type": "object", "title": "Billing Address", "description": "Billing Address details", "properties": { "first_name": { "type": "string", "description": "The first name of the person associated with the billing address." }, "last_name": { "type": "string", "description": "The last name of the person associated with the billing address." }, "address_1": { "type": "string", "description": "The first line of the street address." }, "address_2": { "type": "string", "description": "The second line of the street address." }, "company": { "type": "string", "description": "The name of the company associated with the billing address." }, "city": { "type": "string", "description": "The name of the city associated with the billing address." }, "state": { "type": "string", "description": "The name of the state or province associated with the billing address.\n \nFormat: `CC`" }, "postal_code": { "type": "string", "description": "The postal code or zip code associated with the billing address." }, "country": { "type": "string", "description": "The name of the country associated with the billing address. *Country codes are as shown in ISO 3166-1 alpha-2*.\n \nFormat: `CC`" }, "email": { "type": "string", "format": "email", "description": "The email address associated with the billing address." }, "phone": { "type": "string", "format": "phone", "description": "The phone number associated with the billing address." }, "cell_phone": { "type": "string", "format": "phone", "description": "The cell phone number associated with the billing address." }, "fax": { "type": "string", "format": "phone", "description": "The fax number associated with the billing address." } } }, "ShippingAddress": { "type": "object", "title": "Shipping Address", "description": "Shipping Address details.", "properties": { "first_name": { "type": "string", "description": "The first name of the person associated with the shipping address." }, "last_name": { "type": "string", "description": "The last name of the person associated with the shipping address." }, "address_1": { "type": "string", "description": "The first line of the street address." }, "address_2": { "type": "string", "description": "The second line of the street address." }, "company": { "type": "string", "description": "The name of the company associated with the shipping address." }, "city": { "type": "string", "description": "The city of the shipping address." }, "state": { "type": "string", "description": "The state or province of the shipping address.\n \nFormat: `CC`" }, "postal_code": { "type": "string", "description": "The postal or zip code of the shipping address." }, "country": { "type": "string", "description": "The country of the shipping address. *Country codes are as shown in ISO 3166-1 alpha-2*.\n \nFormat: `CC`" }, "email": { "type": "string", "description": "The email address associated with the shipping address." }, "phone": { "type": "string", "description": "The phone number associated with the shipping address." }, "fax": { "type": "string", "description": "The fax number associated with the shipping address." } } }, "CardDetails": { "type": "object", "title": "Card Details", "description": "Details related to the credit card used in the transaction. Available for credit card transactions only.", "properties": { "cc_number": { "type": "string", "description": "Masked credit card number" }, "cc_exp": { "type": "string", "description": "Credit card expiration date" }, "cavv": { "type": "string", "description": "Cardholder Authentication Verification Value" }, "cavv_result": { "type": "string", "description": "Cardholder Authentication Verification Value result" }, "xid": { "type": "string", "description": "Cardholder authentication transaction id" }, "eci": { "type": "string", "enum": [ "01", "02", "05", "06", "07", "08", "09", "" ], "description": "Electronic Commerce Indicator" }, "avs_response": { "type": "string", "description": "Address Verification Service response" }, "csc_response": { "type": "string", "description": "Card Security Code response" }, "cardholder_auth": { "type": "string", "enum": [ "verified", "attempted", "" ], "description": "Cardholder Authentication response" }, "cc_start_date": { "type": "string", "description": "Credit card start date" }, "cc_issue_number": { "type": "string", "description": "Credit card issue number" }, "card_balance": { "type": "string", "description": "Card balance" }, "card_available_balance": { "type": "string", "description": "Card available balance" }, "entry_mode": { "type": "string", "enum": [ "0", "1", "2", "3", "4", "5", "6", "7", "8" ], "description": "The type of transaction data to be processed.\n\n<details>\n<summary>Possible values:</summary>\n\n| Code | Description |\n|:------|:--------------------|\n| 0 | Unknown |\n| 1 | Invalid |\n| 2 | NFC MSD |\n| 3 | Swiped |\n| 4 | Keyed |\n| 5 | EMV ICC |\n| 6 | NFC EMV |\n| 7 | Keyed - Fallback |\n| 8 | Swiped - Fallback |\n</details>" }, "cc_bin": { "type": "string", "description": "Credit card BIN (first 6 digits)" }, "cc_type": { "type": "string", "description": "Credit card type (visa, ..)" }, "feature_token": { "type": "string", "description": "Feature token" } } }, "ACHAccountHolderType": { "type": "string", "enum": [ "business", "personal" ], "description": "The customer's ACH account entity." }, "ACHAccountType": { "type": "string", "enum": [ "checking", "savings" ], "description": "The customer's ACH account type." }, "ACHSecCode": { "type": "string", "enum": [ "PPD", "WEB", "TEL", "CCD" ], "description": "ACH standard entry class codes." }, "CheckDetails": { "type": "object", "title": "Check Details", "description": "Details about a check payment. Available for ACH transactions only.", "properties": { "check_account": { "type": "string", "description": "The customer's bank account number." }, "check_aba": { "type": "string", "description": "The customer's bank routing number." }, "check_name": { "type": "string", "description": "The customer's name." }, "account_holder_type": { "$ref": "#/components/schemas/ACHAccountHolderType" }, "account_type": { "$ref": "#/components/schemas/ACHAccountType" }, "sec_code": { "$ref": "#/components/schemas/ACHSecCode" } } }, "EmvMetaData": { "type": "object", "title": "EMV Meta Data", "description": "Details about the EMV transaction", "properties": { "application_id": { "type": "string", "description": "EMV Application ID" }, "application_label": { "type": "string", "description": "EMV Application Label" }, "application_preferred_name": { "type": "string", "description": "EMV Application Preferred Name" }, "transaction_status_info": { "type": "string", "description": "Transaction Status Information" }, "application_pan_sequence_number": { "type": "string", "description": "EMV Application PAN Sequence Number" }, "customer_verification_method": { "type": "string", "enum": [ "signature", "offline_pin", "online_pin", "none", "offline_pin_signature", "consumer_device", "consumer_device_plus_signature", "" ], "description": "EMV Customer Verification Method" } } }, "TransactionAction": { "type": "object", "title": "Transaction Action", "description": "Transaction Action details", "properties": { "amount": { "type": "string", "description": "Amount of the transaction", "format": "decimal" }, "action_type": { "type": "string", "enum": [ "auth", "capture", "sale", "void", "refund", "credit", "return", "validate" ], "description": "Type of transaction" }, "date": { "type": "string", "format": "date-time", "description": "Date of the transaction" }, "success": { "type": "string", "enum": [ "0", "1" ], "description": "Transaction Success Flag (0 - Failed, 1 - Success)" }, "ip_address": { "type": "string", "description": "IP Address of the transaction", "format": "ipv4" }, "source": { "type": "string", "enum": [ "api", "batch_upload", "mobile", "quickclick", "quickbooks", "recurring", "swipe", "virtual_terminal", "internal" ], "description": "Source of the transaction" }, "api_method": { "type": "string", "description": "API Method used for the transaction (direct_post, ..)" }, "username": { "type": "string", "description": "Username" }, "response_text": { "type": "string", "enum": [ "APPROVED", "SUCCESS", "DECLINE" ], "description": "Transaction Response Text" }, "response_code": { "type": "string", "description": "Response Code (100 - OK, 200 - Declined)" }, "processor_response_text": { "type": "string", "description": "Processor Response Text" }, "processor_response_code": { "type": "string", "description": "Processor Response Code" }, "tap_to_mobile": { "type": "boolean", "description": "Tap to Mobile Flag" }, "device_license_number": { "type": "string", "description": "Mobile Device License Number" }, "device_nickname": { "type": "string", "description": "Mobile Device Nickname" } } }, "RecurringCardDetails": { "type": "object", "title": "Card Details", "description": "Details related to the credit card used in the transaction. Available for credit card transactions only.", "properties": { "cc_number": { "type": "string", "description": "Masked credit card number" }, "cc_exp": { "type": "string", "description": "Credit card expiration date" }, "cavv": { "type": "string", "description": "Cardholder Authentication Verification Value" }, "cavv_result": { "type": "string", "description": "Cardholder Authentication Verification Value result" }, "xid": { "type": "string", "description": "Cardholder authentication transaction id" }, "eci": { "type": "string", "enum": [ "01", "02", "05", "06", "07", "08", "09", "" ], "description": "Electronic Commerce Indicator" }, "avs_response": { "type": "string", "description": "Address Verification Service response" }, "csc_response": { "type": "string", "description": "Card Security Code response" }, "cardholder_auth": { "type": "string", "enum": [ "verified", "attempted", "" ], "description": "Cardholder Authentication response" }, "cc_start_date": { "type": "string", "description": "Credit card start date" }, "cc_issue_number": { "type": "string", "description": "Credit card issue number" }, "card_balance": { "type": "string", "description": "Card balance" }, "card_available_balance": { "type": "string", "description": "Card available balance" }, "entry_mode": { "type": "string", "enum": [ "0", "1", "2", "3", "4", "5", "6", "7", "8", "" ], "description": "The type of transaction data to be processed.\n\n<details>\n<summary>Possible values:</summary>\n\n| Code | Description |\n|:------|:--------------------|\n| 0 | Unknown |\n| 1 | Invalid |\n| 2 | NFC MSD |\n| 3 | Swiped |\n| 4 | Keyed |\n| 5 | EMV ICC |\n| 6 | NFC EMV |\n| 7 | Keyed - Fallback |\n| 8 | Swiped - Fallback |\n</details>" }, "cc_bin": { "type": "string", "description": "Credit card BIN (first 6 digits)" }, "cc_type": { "type": "string", "description": "Credit card type (visa, ..)" } } }, "RecurringEventBody": { "type": "object", "title": "Subscription Event Body", "description": "Details about Subscription.", "required": [ "merchant", "features", "plan" ], "properties": { "merchant": { "$ref": "#/components/schemas/Merchant" }, "features": { "$ref": "#/components/schemas/Features" }, "subscription_id": { "type": "string", "description": "Subscription ID" }, "subscription_type": { "type": "string", "enum": [ "cc", "ck" ], "description": "Subscription Type (cc - Credit Card, ck - Check)" }, "processor_id": { "type": "string", "description": "Processor ID" }, "next_charge_date": { "type": "string", "format": "date", "description": "Next Charge Date" }, "completed_payments": { "type": "string", "format": "number", "description": "Completed Payments" }, "attempted_payments": { "type": "string", "format": "number", "description": "Attempted Payments" }, "remaining_payments": { "type": "string", "description": "Remaining Payments (`Until canceled` or number of remaining payments)" }, "ponumber": { "type": "string", "description": "PO Number" }, "order_id": { "type": "string", "description": "Order ID" }, "order_description": { "type": "string", "description": "Order Description" }, "shipping": { "type": "string", "description": "Shipping Details" }, "tax": { "type": "string", "description": "Tax Details" }, "website": { "type": "string", "description": "Website Details" }, "plan": { "type": "object", "title": "Plan", "description": "Plan Details", "properties": { "id": { "type": "string", "description": "Plan ID" }, "name": { "type": "string", "description": "Plan Name" }, "amount": { "type": "string", "description": "Plan Amount" }, "day_frequency": { "type": "string", "description": "Day Frequency" }, "payments": { "type": "string", "description": "Payments Details" }, "month_frequency": { "type": "string", "format": "number", "description": "Month Frequency" }, "day_of_month": { "type": "string", "format": "number", "description": "Day of Month" } } }, "billing_address": { "$ref": "#/components/schemas/BillingAddress" }, "card": { "$ref": "#/components/schemas/RecurringCardDetails" }, "check": { "$ref": "#/components/schemas/CheckDetails" } } }, "TransactionSummary": { "type": "object", "title": "Transactions summary", "description": "Summary (number of transactions and total amount)", "properties": { "count": { "type": "integer", "format": "int64", "description": "Transactions Count" }, "amount": { "type": "string", "format": "number", "description": "Transactions Amount" } } }, "SettlementEventBody": { "type": "object", "title": "Settlement Event Body", "description": "Details about Settlement.", "required": [ "batch_id", "merchant", "processor" ], "properties": { "batch_id": { "type": "string", "format": "int64", "description": "Batch ID" }, "merchant": { "$ref": "#/components/schemas/Merchant" }, "processor": { "type": "object", "title": "Processor", "description": "Processor Details", "properties": { "id": { "type": "string", "description": "Processor ID" }, "name": { "type": "string", "description": "Processor Name" }, "type": { "type": "string", "enum": [ "cc", "ck" ], "description": "Processor Type (cc - Credit Card, ck - Check)" } } }, "count": { "type": "integer", "format": "int64", "description": "Transactions Count" }, "amount": { "type": "string", "format": "number", "description": "Transactions Amount" }, "transaction_ids": { "type": "array", "description": "Transaction IDs", "items": { "type": "string", "description": "Transaction ID" } }, "by_card_type": { "type": "object", "title": "By Card Type", "description": "Transactions by Card Type", "properties": { "visa": { "$ref": "#/components/schemas/TransactionSummary" }, "mastercard": { "$ref": "#/components/schemas/TransactionSummary" }, "amex": { "$ref": "#/components/schemas/TransactionSummary" }, "discover": { "$ref": "#/components/schemas/TransactionSummary" }, "diners": { "$ref": "#/components/schemas/TransactionSummary" }, "jcb": { "$ref": "#/components/schemas/TransactionSummary" }, "maestro": { "$ref": "#/components/schemas/TransactionSummary" }, "ebt": { "$ref": "#/components/schemas/TransactionSummary" } }, "additionalProperties": { "type": "object", "description": "Other card types" } } } }, "AcuCustomerVaultDetails": { "type": "object", "description": "Details about a customer vault card with updated expiration date.", "properties": { "customer_vault_id": { "type": "string", "description": "The ID of the customer vault." }, "billing_id": { "type": "string", "description": "The billing ID of the customer." }, "cc_number": { "type": "string", "description": "The masked credit card number." }, "cc_exp": { "type": "string", "description": "The updated expiration date of the credit card." }, "first_name": { "type": "string", "description": "The first name of the customer." }, "last_name": { "type": "string", "description": "The last name of the customer." }, "email": { "type": "string", "description": "The email address of the customer." }, "phone": { "type": "string", "description": "The phone number of the customer." } } }, "AcuSubscriptionDetails": { "type": "object", "description": "Details about a recurring card that was updated.", "properties": { "subscription_id": { "type": "string", "description": "The ID of the subscription." }, "cc_number": { "type": "string", "description": "The masked credit card number." }, "cc_exp": { "type": "string", "description": "The expiration date of the credit card." }, "first_name": { "type": "string", "description": "The first name of the customer." }, "last_name": { "type": "string", "description": "The last name of the customer." }, "email": { "type": "string", "description": "The email address of the customer." }, "phone": { "type": "string", "description": "The phone number of the customer." } } }, "AcuAutoUpdatedEventBody": { "type": "object", "title": "ACU Automatically Updated Event Body", "description": "Details about ACU Automatically Updated Event.", "required": [ "updated_date", "merchant", "cards_checked" ], "properties": { "updated_date": { "type": "string", "format": "date", "description": "The update date." }, "merchant": { "type": "object", "title": "Merchant", "description": "Merchant Details", "properties": { "id": { "type": "integer", "description": "Merchant identifier" }, "name": { "type": "string", "description": "Merchant name" } } }, "cards_checked": { "type": "object", "description": "Details about the cards that were checked.", "properties": { "customer_vault": { "type": "object", "description": "Details about the customer vault cards that were checked.", "properties": { "checked": { "type": "integer", "description": "The number of customer vault cards that were checked." }, "updated": { "type": "integer", "description": "The number of customer vault cards that were updated." } } }, "subscriptions": { "type": "object", "description": "Details about the subscription cards that were checked.", "properties": { "checked": { "type": "integer", "description": "The number of subscription cards that were checked." }, "updated": { "type": "integer", "description": "The number of subscription cards that were updated." } } } } }, "vault_count_updated_cards": { "type": "integer", "description": "The number of customer vault cards that were updated." }, "vault_updated_cards": { "type": "array", "description": "Details about the customer vault cards that were updated.", "items": { "$ref": "#/components/schemas/AcuCustomerVaultDetails" } }, "vault_count_updated_expiration_dates": { "type": "integer", "description": "The number of customer vault cards with updated expiration dates." }, "vault_updated_expiration_dates": { "type": "array", "description": "Details about the customer vault cards with updated expiration dates.", "items": { "$ref": "#/components/schemas/AcuCustomerVaultDetails" } }, "recurring_count_updated_cards": { "type": "integer", "description": "The number of recurring cards that were updated." }, "recurring_updated_cards": { "type": "array", "description": "Details about the recurring cards that were updated.", "items": { "$ref": "#/components/schemas/AcuSubscriptionDetails" } }, "recurring_count_updated_expiration_dates": { "type": "integer", "description": "The number of recurring cards with updated expiration dates." }, "recurring_updated_expiration_dates": { "type": "array", "description": "Details about the recurring cards with updated expiration dates.", "items": { "$ref": "#/components/schemas/AcuSubscriptionDetails" } } } }, "AcuClosedAccountEventBody": { "type": "object", "title": "ACU Closed Account Event Body", "description": "Details about ACU Closed Account Event.", "required": [ "updated_date", "merchant", "cards_checked" ], "properties": { "updated_date": { "type": "string", "format": "date", "description": "The update date." }, "merchant": { "type": "object", "description": "Details about the merchant.", "properties": { "id": { "type": "integer", "description": "The ID of the merchant." }, "name": { "type": "string", "description": "The name of the merchant." } } }, "cards_checked": { "type": "object", "description": "Details about the cards checked.", "properties": { "customer_vault": { "type": "object", "description": "Details about the customer vault.", "properties": { "checked": { "type": "integer", "description": "The number of customer vaults checked." }, "updated": { "type": "integer", "description": "The number of customer vaults updated." } } }, "subscriptions": { "type": "object", "description": "Details about the subscriptions.", "properties": { "checked": { "type": "integer", "description": "The number of subscriptions checked." }, "updated": { "type": "integer", "description": "The number of subscriptions updated." } } } } }, "vault_count_updated_closed_account": { "type": "integer", "description": "The number of vaults updated for the closed account." }, "vault_updates": { "type": "array", "description": "Details about the vault updates.", "items": { "$ref": "#/components/schemas/AcuCustomerVaultDetails" } }, "recurring_count_updated_closed_account": { "type": "integer", "description": "The number of recurring payments updated for the closed account." }, "recurring_updates": { "type": "array", "description": "Details about the recurring payment updates.", "items": { "$ref": "#/components/schemas/AcuSubscriptionDetails" } } } }, "AcuContactCustomerEventBody": { "type": "object", "title": "ACU Contact Customer Event Body", "description": "Details about ACU Contact Customer Event.", "required": [ "updated_date", "merchant", "cards_checked" ], "properties": { "updated_date": { "type": "string", "format": "date", "description": "The date when the event was updated." }, "merchant": { "type": "object", "description": "Details about the merchant.", "required": [ "id", "name" ], "properties": { "id": { "type": "integer", "description": "The ID of the merchant." }, "name": { "type": "string", "description": "The name of the merchant." } } }, "cards_checked": { "type": "object", "description": "Details about the cards checked.", "required": [ "customer_vault", "subscriptions" ], "properties": { "customer_vault": { "type": "object", "description": "Details about the customer vault.", "required": [ "checked", "updated" ], "properties": { "checked": { "type": "integer", "description": "The number of customer vaults checked." }, "updated": { "type": "integer", "description": "The number of customer vaults updated." } } }, "subscriptions": { "type": "object", "description": "Details about the subscriptions.", "required": [ "checked", "updated" ], "properties": { "checked": { "type": "integer", "description": "The number of subscriptions checked." }, "updated": { "type": "integer", "description": "The number of subscriptions updated." } } } } }, "vault_count_updated_contact_customer": { "type": "integer", "description": "The number of vaults updated." }, "vault_updates": { "type": "array", "description": "Details about the vault updates.", "items": { "$ref": "#/components/schemas/AcuCustomerVaultDetails" } }, "recurring_count_updated_contact_customer": { "type": "integer", "description": "The number of recurring subscriptions updated." }, "recurring_updates": { "type": "array", "description": "Details about the recurring subscriptions updates.", "items": { "$ref": "#/components/schemas/AcuSubscriptionDetails" } } } } }, "parameters": { "WebhookSignature": { "name": "Webhook-Signature", "in": "header", "required": true, "schema": { "type": "string" }, "description": "Signature to validate the webhook event." } } } true
Integration checks
Validate the request against its selected schema before submission. Keep secrets outside browser code. Test permitted and denied account access, validation failures and interrupted responses in the sandbox. Account-management or messaging operations require the corresponding partner access and intended recipient context.