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Accept FSA and HSA cards

Configure healthcare substantiation and send the eligible spending breakdown.

Configure the merchant

The documented route is Tsys with Visa/Mastercard and an eligible healthcare MCC. Individual plans affect eligibility. The partner configures the substantiation indicator: id51 is 0 without IIAS verification, 1 with IIAS verification, or 2 for the 90 percent exemption.

Describe healthcare spending

Include the relevant spending fields in the payment request. A category amount describes part of the spend; it is not added again to the payment total. Field Network fsa_amount_healthcare Visa and Mastercard fsa_amount_rx Visa and Mastercard fsa_amount_vision Visa fsa_amount_clinic Visa fsa_amount_dental Visa

Handle the result

Response/reporting follows the ordinary card-payment structure. The source lists Link/2500 and Lane/3000, 3600, 5000 and 7000 for cloud card-present support. Verify configuration before testing a healthcare flow.

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